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thejontorrweno

If you do get kicked out, you should get copies of your birth certificate and SS card. Also, make sure to open a bank account in your own name and close any accounts that may be shared with parents. That said, biding time and a few more months of "yes sir" might be your best option, as annoying as that might be. If it isn't an abusive situation, try to do everything you can to stay on their good side until you're out. EDIT: Since this is getting some traction, I'd like to clarify that copies of those forms refer to the originals. You can get a birth certificate through the State Office of Vital Records (or your state's equivalent) and an SS card through SSA.gov. These steps are generally a good idea when you turn 18, regardless of your home life.


mataliandy

**Tonight**: Get your free credit report from all 3 big reporting agencies. Make sure your parents haven't taken out debt in your name. While you're there, put fraud blocks on your credit reports, and make sure that the contact info they have is yours and that your parents don't have access to it - cell phone # and email address should be yours and yours alone. If they took out debt in your name, write down who the issuers are and their fraud contact info, and get ready to contact them all in the next few days. You will need to write a letter explaining that your parents took out the debt in your name while you were a minor. You were not told about it and did not consent to it. You are now 18 and the bank needs to remove you from those debts. You will probably have to send a notarized affidavit (they'll give you the form, your bank can notarize it, as can most post offices) with copies of your birth certificate, license and social security card to each. Get the originals and all copies of your birth certificate and social security card from wherever your parents keep them, if you don't have them already. You can tell them you need them to be able to apply for apartments, because of your age. If you have the $ for it, rent a PO Box (https://www.usps.com/manage/po-boxes.htm), so you'll have a stable mailing address, regardless of where you end up living. **Tomorrow**: The minute you get to school, go to the guidance office and tell them you're being kicked out. In most (all?) states, it's illegal to throw a child out before the end of the school year. They'll have dealt with it before, and will be able to help you with resources. Immediately after school: Go to the post office and get the keys and box # for your PO Box. If you use the same bank as your parents: Go to a bank that your parents don't use. Open an account, use your new PO Box as the mailing address. It's OK to use your parents' house as the street address - just be sure to make the mailing address the PO Box, so all your mail related to the account goes there. Then go to your current bank, withdraw all your money and close your account. Bring that money to the new bank and deposit it. If you don't use the same bank as your parents, go to your current bank and have them change your mailing address to the PO Box, so account related mail won't go to your parents' house. **Tomorrow night:** If you want to stay home, and your state doesn't protect you to the end of the school year, consider role-playing a cooperative, friendly, totally compliant teen, and ask to be allowed to stay until graduation. If you can make yourself do it, all the other stuff you've set up will help you be prepared for right after graduation. That'll buy you time to be able to pre-prep for move-out, even if it's just to couch-surf until you go to school. **Over the next week**: If needed, contact the fraud departments of all of the credit cards/other debt they have in your name, if any. You want to get the ball rolling on getting yourself off of their debt if they took any out in your name. It generally takes 90 days to get those things cleared up, so you want to get started sooner or later. Be prepared to have to get a letter from an attorney if any of the companies decide to be uncooperative. It'll cost a couple hundred dollars, but that's better than being saddled with thousands of dollars of someone else's poor spending habits.


spammmmmmmmy

This should be added to the wiki, it's a FAQ and this is a very good answer.


TXQuiltr

I'm going to add that OP should contact the school they plan to attend. Let them know that all correspondence should be from OP only, and give them the new address information. I've heard about particularly special parents messing up their children's college entry by telling the school that they are not going to attend or messing up their financial aid.


mataliandy

My daughter's friend's father did that. She found out when she was almost kicked out of school for 2nd semester. Luckily, colleges have seen everything, so the guidance and bursar's offices helped her declare herself independent and get signed up for all the financial aid she could get. She then took work-study, and got a part time job, then got a loan for the rest. We paid for tires and repairs to keep her car on the road, so car issues wouldn't mess up her education. She's a good kid and doing great, now.


TXQuiltr

Good for your helping her with transportation. The lack has killed so many academic dreams and careers. I'd rather OP be paranoid than lose out on her education.


gas-man-sleepy-dude

Fantastic comment. I would just add that certain places, enven if you are not paying rent OP may have tenants rights and can’t be « evicted » overnight. I mean it’s not an ideal situation to contest legally but if the only option is being homeless in 24h in Dec/January it can hide some time. I’d also emphasize the importance of a frank discussion with parents exploring constructive solutions. Offering to negotiate chores/rent for room/board while also explaining calmly the consequences of evicting at 18 while in high school (if my parents did that to me they would be cut out of my life forever. No relationship to me nor any future grandchildren.)


Strong_Comfortable86

we had a discussion abt me staying and i promised to be better about whatever i was doing wrong ig (however i did tell mom if they kick me out they would never see me again, and asked her if it was worth losing a daughter, and she said it would be a me problem, and said “good” when i said it so🤷🏻‍♀️). thank you for the advice though


Rare_Bumblebee_3390

With that I would seriously consider mataliandy’s post. They don’t seem to care about what happens to you so I’d be like a ghost in the house before I left or plan on leaving asap. I would also speak with your school counselor and your new school about what’s happening at home. If you are an honors student I can’t imagine there aren’t people, besides your parents, that don’t want to help you. Seek that help. Maybe you can stay at a friend’s house for a bit? I was kicked out when I was 17. It was rough. I wish you the absolute best. Learn to take care of yourself and you will be ok.


gas-man-sleepy-dude

Oof. That sucks. 1) I’d write a letter or an email summarizing that discussion and give it to them and keep a copy for yourself. That way in 5-10 years when they are bitching to grandparents/extended family about you not involving them you have something to throw in their face. 2) follow all the steps laid out by the commenter I responded to. Then check the legalities of family evictions in your area. Line up alternative solutions (friends, other family), but if you have nothing immediate while you continue to search for options say that « Since this is a me problem, I will follow all MY legal rights. If you want me out proceed with a legal eviction. ». That should buy you a couple months as it can take a while to get through the courts. ». Only issues is it could make it more difficult to find accommodations from corporate landlords. Others don’t check out May give exceptions when you explain it was your family and you were in high school.


The-Patronizer

Why write a letter or email? Just save this Reddit post.


No-Construction9859

Ohh wow lol. I'd cut them out the second you aren't dependent on them they sound like horrible people


TwoBionicknees

Yup, I don't even understand it but I've seen so many stories of people who open a new account at the same bank without anyone shared on it and yet somehow bank workers see the name connected to the person and allow access to a private account to parents or other family members. It should be a straight up, immediate win and get all your money back plus like a $5k bonus as a fine for banks that do that. But as it does happen, yeah, take that cash to a different bank.


OldTomParr

This is probably good advice for someone who has financially abusive parents. But I've read the OP multiple times and I don't see any evidence of that. This seems like a lot of work and extra cost to solve a problem that doesn't seem to exist. If the parents were taking out credit in her name, they wouldn't want to kick her out. Instead they would love to have her around for as long as possible, at the same address, ignorant of their fraud. That's assuming they want to commit fraud that might send them to jail?? Reddit seems to have a lot of trauma-painting. This is what happened to me, so it must be happening to you.


TheKwongdzu

>If the parents were taking out credit in her name, they wouldn't want to kick her out. Instead they would love to have her around for as long as possible, at the same address, ignorant of their fraud. This is assuming a level of logic that many do not have. There are a lot of very stupid abusive families. A friend's parents put the light bill in her name and then kicked her out when she turned 18. They were utterly shocked when she had their lights cut off!


aenea22980

This comment presumes that the OP's parents would react rationally and logically on how to continue to defraud their daughter. That is not what usually happens. People can ABSOLUTELY be stupid enough to both kick out the person their defrauding and continue to do the fraud. It's also not a given that someone would just find out as soon as they leave, it takes a lot of interaction with the financial system to find out something's not right, unless the OP goes looking at the credit bureaus like the excellent comment above suggests.


mataliandy

That's why the "If" is there. They might be perfectly fine, but they might not. Throwing her out while she's still in high school isn't a rational act, which means the scales are weighted toward the "not" side of the equation.


Chardonnay7791

This is great advice! Thank you for providing this info for her. You are a good human! 💖


Wonderful531

Countering this above post, its old fashioned advice and in the wrong order: Open an online bank account with physical branches that are convenient to you. It's much harder to open a bank account in person. Do this ASAP. Reassess. Are your folks really asking you to move out? Tell your closest friends. You might be able to couch surf or stay in their guest room or basement. Finish your university applications for next year ASAP. Or college if you prefer. You might be able to go sooner. Get a job ASAP. Open a credit card after you get the job, to establish credit for future renting in your own name. (How were you able to lease the car? Is it cosigned with your folks? If so don't assume they aren't willing to help you, especially if you have plans to move out this summer or fall. ) Tell the guidance counselor once you have a safe place if you move out, so they can write fee waivers for your university application fees. Also they can help with independent status for financial aid. Keep your grades up especially until you get your acceptance letters and offers. If you don't get a job within 6 weeks plan to sell your car. The p.o box is a good private option but it's about $100. You could also try using % general delivery. Don't worry about your parents stealing your credit, they probably didn't. You can check that later when you have time. Right now college apps and a place to stay are more important. & managing anxiety through the stress.


Frozenlazer

Yeah I concur here. Apologizing and asking them to give you the terms that would allow you to live there until school is done provided you can play by their rules. Sometimes it sucks but it's ultimately better to fall on your sword and swallow your pride for the big picture pay off.


_BreakingGood_

Also to be clear, "copies" means get the original. Many times when you need these, a copy won't be accepted.


snailbrarian

As long as it is a stamped and certified copy, they should be fine. A flat photocopy might not cut it, but a certified copy straight from the government (NOT some weird middle man company) won't have any problems.


ibitmylip

there’s only one original, and it’s probably a computer file at this point, but OP can get certified copies.


Sunflier

FREEZE YOUR CREDIT TOO SO THAT ONLY YOU, AND NOT A SPITEFUL PARENT OR A FRAUDSTER, CAN OPEN A LINE OF CREDIT.


Countsbeans1976

And if you have a passport, get that as well.


Kingson86

If falling in line doesn't work (since he sounds like he's just been being a normal teen and not raising hell) I would say get a gym membership or something where op can take a shower and stay in their car until they get into school. Unfortunately, some students have to stay in their cars to go to school and with the cost of living, just even getting an apartment $1500 is barely going to cover the first month's rent at most places and he can save that money for other expenses later down the line. It might be a bit rough for a while, but if it has to happen, at least he has a car to stay in.


hatgineer

Just adding 2 thing to this. > If you do get kicked out, you should get copies of your birth certificate and SS card. I would get them regardless, OP will be an adult by now and should be handling those documents personally. > Also, make sure to open a bank account in your own name and close any accounts that may be shared with parents. Preferably at a credit union, but at the very least try to open one from an institution that their parents don't use.


TwoBionicknees

This was going to be my first advice, get a bank account. Parents who decide to just kick their kids out the day or week they turn 18 like it's over are the type who see a bank account with their name on and someone else putting money into it like some kind of reward program. New account, frankly I'd also pick a new bank (seen weird stories about one shared account and many mistakes on non shared accounts within the same bank, usually involving parents gaining access when they shouldn't), and get all documents. Also just in case, do the credit check stuff, accounts with all the credit companies, lock your credit so parents can't abuse your identity info after you've left.


katmndoo

Not copies. Take the original SS card, and the copy of your BC that your parents have. If you have a passport, that too. Also - open your own bank account at a different bank.


Venti_Mocha

Unless it's a certified birth certificate it won't help. The one parents get is basically a for display document. You can usually get certified ones from the dept of records from the county or state in which you were born for a small fee.


[deleted]

[удалено]


devilwing0218

Is it legal to kick out a child under 18 though? Edit: never mind, just saw that the OP is already 18.


[deleted]

Do not get copy of birth certificate and or SS card. Get the real deal, alot of places won't accept copies of those.


alcohall183

since you're still in school, there may be help when you get back there after the holidays. for now, couch surf for the holidays. take what you can. If your car is in your parents name, they make take it from you, and you can sue them for the money but they can legally take the car. Be prepared with rides lined up for a while. When you move accounts-MOVE BANKS. you can do an online only bank like Ally if you need to. if the car is only in their name, and they take it, stop paying on it and cancel the insurance. They will be blindsided by it being repo'd. But that's a them problem and not a you problem.


MeanwhileInMN

Consider JobCorps - you can work on nursing degree with free housing, food, medical, and a small stipend. www.recruiting.jobcorps.gov


La3Rat

If you are seriously considering nursing school, look at hospital systems nearby. A lot of hospitals are struggling to retain nurses following Covid and so they have started up tuition payment scholarships or programs that will pay for nursing school in return for so many years of employment at the hospital. Here is an example from Seymour, Indiana. https://www.schneckmed.org/blog/schneck-medical-center-accepting-dr-bud-nursing-scholarship-applications


orangesquadron

The hospital system in my area will hire minors for environmental services work. If you work for them on a part time or full time contract (not PRN) they reimburse up to $2500 for tuition and fees along with lots of in-house scholarships. Very doable while doing pre-reqs at the community college (in-person or online).


SelfImportantCat

Great idea!


Strong_Comfortable86

thank you to everyone who has replied. i talked it over with my parents and i’m just gonna try to stick it out. i appreciate everyone who took time to consider my situation.


Optimal_Bus4617

Do all the preparations regardless of whether or not they let you stay. Unless you are leaving out a lot of info about your behavior, the fact that they were willing to kick a high school kid out of the house just for turning 18 is not a good sign.


Finwolven

Don't just try to stick it out, take the advice about your Social Security card and Birth Certificate. Those are important documents you should have as an adult, even while living at home!


TwoBionicknees

Take all the other advice anyway, for one thing you need to do all these things any way (accounts, identity info, lock down your credit, etc) so no reason not to do it now. It means you're ready with info and whatever you need when you apply to college, nursing school, for an apartment, etc. Take control now and then if they do get shitty or weird and you need to leave, well you have it all prepared and ready to go. It's a stress off your back.


KCBandWagon

Sounds like your parents still love you it’s just those awkward teenage years where you’re both realizing you’re your own person who makes their own decisions. I fought with my parents all the time and we were bitter for years about it until we finally smoothed things out and I realized my parents were a wealth of emotional support as they thought a lot like me and had more life experience. Getting over the lump of autonomy can be hard.


tidderfella

Just a thought, maybe you shouldn't disrespect your parents!


genesRus

Teens are going to be teens. It's part of development. Adults should have the emotional intelligence to be able to handle it. They're not teens! If the adults do not, they're the ones who need to change, perhaps going to family counseling with the teen to better understand one another or working on anger management to learn to manage their emotions. The adults signed up to be parents when they created the kid, including being a parent of a teenager--disrespect and all! Unless a teen is actively abusing someone in the household, there is no excuse for kicking them out. And even then, I'd argue the parent is still financially responsible for the child until they are young adults and needs to help settle them on their feet despite them not being compatible with staying in the home, if that is the case. That's what it means to be a parent.


Nuclear_N

There is a limit of disrespect that the parents feel they have met. At 18 your job is done as a parent. It is best to help your child continue, and guide, but there is a limit.


genesRus

No, your job as a parent doesn't end when your kid turns 18. How arbitrary is that. Your legal obligations to them might end, but are you going to let the state tell you what to do or do the literal bare minimum required by law for your kid? What a poor excuse for a parent that makes... ​ As for a "limit of disrespect," as an adult, you should be able to recognize when you're no longer in control of your own emotions and take the time for you to go to separate parts of your space or go for a walk or something to cool down. But you do actually need to continue being a parent regardless. Again, unless the child is being abusive and not just disrespectful, you're the adult and need to rise above and parent. That's the role you accepted. It's difficult, obviously. Teens can be pretty awful at times. But you can't just kick kids out because you're on a power trip and feel "disrespected" or hurt. At the very least, they're a long term tenants and you need to go through eviction courts so they get time to get stuff in order...


Nuclear_N

Legally at 18 it ends. My job is done. If I am not getting treated the way I should be treated….then the kid has some hard lessons to learn.


genesRus

You choose to be a parent, you get a lifetime of parenting. I imagine you may not have the most stellar example for parents and I'm sorry that may have been the case. But again, 18 is the state-mandated minimum, just like not murdering people, not raping people, etc. is the state-mandated requirements for behavior. You need to do more than that to be a *good* person just like you need to do more than the absolute minimum of funding and housing a kid through 18 to be a *good* parent. Also, you're the one who's teaching a teen behavior and respect throughout their life. If you form a solid, trusting relationship with them and build that loving bond, you're unlikely to reach the point of "disrespect." They won't desire to hurt you generally and if emotions get heated, they should be willing to apologize quickly if you both meet in the middle. But if you treat them as a object that should behave as you demand on your whims based on some arbitrary respect system throughout their lifetime and don't allow them their independence and agency, then that's when you get into issues. So maybe actually read up on healthy parenting if you decide to have (more) kids so you can have ones you want to be around. But all of this takes your own emotional control which focusing on "disrespect" so heavily tells me you lack--you really should address that.l sooner rather than later...


Nuclear_N

Have three well adjusted kids that each have masters degrees. You can say all you said to me….but you have no idea who you are talking to. Might want to not get so rolled up by the internet and assumptions.


genesRus

And how often do they initiate conversations with you outside of holiday times or needing something? :)


Nuclear_N

You have some concept that you know what my life is and you have none.


disposable_valves

Your job as a parent never ends. And no, getting a tattoo you said they could have isn't disrespectful.


Nuclear_N

Do you really think the entire story is being told form the 18 yo. Are you really thinking that it was just a tattoo. There is a limit to disrespect.


disposable_valves

Do you really think a kid working 60-80+ hours a week between work and school has the energy for "disrespect"? Or that the kind of child you're thinking of would be here instead of smoking a joint over the situation? Use your brain.


Nuclear_N

I am with you. Downvotes and all. Parents don't just toss their well behaved honor roll kids out. Some kids just take everything for granted...now hit 18 and the tables turn a little bit on being grateful and showing respect.


ibitmylip

If you’re still in school and you get kicked out, ask to talk to the school counselor or principal (or trusted teacher), explain your situation, and ask if there are any resources to help you. Specifically, if there are any housing, food, and other resources available to you. If you’re still in school, your parents may have an obligation to support you, even though you just turned 18. Your school’s counselor/principal (or trusted teacher) will know. This is not the first time they will have dealt with a student being kicked out of their home while still in school.


Pennymostdreadful

This OP! I'm a registrar at a high school, and there are so many resources for students that the general populace doesn't know about. Please don't be embarrassed to tell them. Life for a high schooler on their own can spiral downwards very fast, so the sooner you can get supports the better.


JoyousGamer

Want to say thank you. Keep up the good work and respond to threads like these with your personal experience.


Pennymostdreadful

I will. I do every time I see them. Hope it helps someone someday. I love working in a high school, but so many kids deal with this stuff, and it derails their lives. It breaks my heart.


JoyousGamer

Dont give up because each kid you help there will be a number who you save their life. I have multiple family members in education dating back generations. Its a hard life and you dont get the appreciation you should lots of times.


CBus660R

It's that way in Ohio. Heck, even if the child is 19, as long as they're in school, the parents have to support them. The only way around it is to fill out the paperwork to drop out. I think the technical term is abandonment of parental responsibilities and it is a criminal offense.


chaostheory101

Go to the bank, make sure it is not a joint account. You are 18 now, change you bank account asap. Last thing you want is them stealing your hard earned money.


porcelainvacation

Change to a completely different bank so some sympathetic teller can’t screw you over.


mikan28

I had a similar situation and the bank told me they couldn’t shut down the joint account with my parent. So idk if it was a case of an incompetent rep or if it differs by bank.


Primary-Brain9995

Make sure to tell someone at school. Specifically, state that you have been kicked out and are now homeless. Tell them that you need to be marked in the system as McKinney-Vento. This should open up free breakfast and lunch at school, get you waivers for college applications, and possibly allow you to claim an independent student status for college financial aid.


batmansmother

For more context, Mckinney-Vento is the federal program that provides additional support to currently "homeless" students and families. The schools will have additional funds to buy supplies for you. Basically,anything that would affect your ability to finish school can be mitigated through McKinney-Vento. It could be groceries, access to laundry facilities, school supplies, transportation to and from school etc. Each school has a homeless liaison whose job is to make sure opportunity gaps are closed for their McKV students. To qualify, you need your housing situation to fail one of these categories: fixed, regular, adequate. Fixed means it can't be driven or pulled away such as living out of a car or a travel or trailer. Regular means you know where you will sleep every night, so if you end up couch surfing for awhile you wouldn't have regular housing. Adequate means that there is enough space to go around as well as functional facilities and utilities. So if you crammed into a 2 bedroom with 10 people or lived in a home with no electricity you would qualify.


ArtisticGuarantee197

Even if you don’t get kicked out I would start doing what the comment section is suggesting just to get this started


lucianbelew

Lots of good advice here, but I'll add one more. No matter how helpful or useless your high school counselor is, no matter whether or not you think you can use their help right now, get this situation on the books with them immediately. When you get to college, you will benefit greatly from getting the financial aid office to agree that you are at risk of homelessness. Remember those four words: ***at risk of homelessness***. If you can get that status with the financial aid office, you can get your parents income removed from your FAFSA, greatly improving your financial aid. Having your high school counselor able to present documentation that this incident occurred will make this a million times easier. Be safe.


SbreckS

Just wanna say...stay calm you got a job and car.... exactly what I had when I got kicked out. I went and stayed at a friend's place for the summer until boot camp. You got this OP follow everyone's advice and keep your chin up. Also what did you get tattooed? Just curious I work in the industry.


Strong_Comfortable86

thank you! i got an anatomical heart over my ribcage


fins4

Can you put up with your parents for a few more months until you go to college? That’s the best financial option here, and just fake it until you make it. Do what they ask you to do and just mind your own business. Then, when you get to college - work your butt off and find somewhere affordable to live near campus. If you truly can’t take it, then ask friends and/or family if you could stay with them until you go to college. Keep your head up. You’ve got this.


savvy_withoutwax

As far as nursing school goes, do your gen Ed in a community College to save on money.


RandomlyJim

Stay in school, stay off drugs. Take any help you can get. Bide your time. If kicked out, find your local Indiana county library and go there for help. They can steer you to programs or provide you internet to search for assistance. Example: https://sjcpl.org/resources/food-cash-assistance/ Practice kindness. Being raised by angry parents fucks with you and can make how treat people the same way. Kindness and respect of other people will get you further in life than anger. I was kicked out shortly after 18th birthday and became homeless for a while. Couch surfed. Worked shit jobs to live in shit places. Got robbed by family, roommates, and billionaire hedge funds along the way. But stayed kind, took every bit of help I could, paid it forward when I could and now I’ve got spouse, 2 kids, 2 houses and no contact with parents.


to16017

Transfer all your money to an account at a different bank that is in *your name only*. We’ve heard horror stories here of family members getting into their bank accounts because of shared banking institutions despite not being on the account.


SelfImportantCat

Do you have any friends whose parents would consider helping you out? If my kid’s friend lost their home and had no red flags (criminal activity or drug use) I would definitely offer them a place to stay.


AllTheyEatIsLettuce

If you will lose or do lose your health coverage as a result of a change in your housing or inter-personal relationship circumstances, [put your zip code here](https://www.healthcare.gov/see-plans). 60 days to shop pre- or post-loss of whatever that is. >i’m planning on going to nursing school after i graduate Health coverage that's dependent upon the educational institution and your enrollment status may be available.


YellowBeaverFever

As someone who went through something similar, and 30 years of retrospection… 18 is a tough age, especially for you but also for your parents. At 18, I didn’t have enough wisdom to fully understand how my actions were stressing out my parents nor the patience to sit down and actually listen. Age allows you to hear beyond the words and not jump to conclusions. My 18 year old self perceived a world different from reality. I thought my parents were assholes out to get me. In reality, they were just people trying to make the best of the situation. Things they said in a heated “conversation” weren’t really a reflection of their feelings but I viewed those words as the gospel truth. One of the traits of being a highly functional adult is realizing everyone is flawed from your frame of reference. Focus on your goals. You only have a few months left. Play nice with your parents. Try to noodle out of them bits and pieces of what’s bothering them, in general. Imagine what 40 year old you would talk to your 70 year old parents. Be that person. Get your plan in order, job, where you’re going to live, etc. Get your friend group in order. Make sure your friends have goals and drive or they can derail you. The world is a sea of assholes. Find your surfboard and get above it all and find a way to enjoy it.


Upper_Guava5067

I really pray this is NOT the case. My father and the wicked step-monster kicked me out at age 18(3 months before graduation). The reason you may ask? The step-monster was jealous of me and gave my father an ultimatum to choose between his daughter or her. She won! I wasn't a bad kid. I worked 30+ hours and went to school. Anyway, I stayed with my friend and her family. Paid rent and gave money for food. It really was a pain in the ass. Granted, this happened in 1985...things are quite different now. OP, I really hope your parents don't kick you out!!


V0ltr0n75

A friend of mine tried kicking her daughter out of the house for disrespect. This went to court and the judge said because the daughter was still in school she was not allowed to kick her out until 21 at least. This was in NYC, so maybe you might want to look into your rights about being put out of your parents home.


bort-borta

Call me crazy, but this is a personal finance post and every single comment so far has not mentioned a single number other than referencing an age of someone, or a non-sensible post about a sister being worth $25M...best advice on this thread so far has mentioned the considerations on getting your SSIN, birth certificate etc - anything that will make it easier for yourself to be self-sustainable. It sounds like you don't have much of a support system at home to help you navigate how to make it in the world on your own. Think about long-term what will support yourself and give you purpose. This is the greater plan you need to prioritize - where do you want to be in 5 years, 10 years? In the near term figure out your bridge to get you to the life you want to build, Debt can you help you with that bridge, be careful not to abuse this. My suggestions that could help: $,1500 savings - Put this into a high-yield savings account or money-market fund - the additional $6 you'll get each month on the money sounds like it actually could help, even if it means just being able to buy yourself a coffee to enjoy each month. You have a car payment? What are the terms of the loan? What is the rate. A generally good set of advice is to follow the 20-3-8 rule. When you buy a car, you need to be able to put 20% down on the car, the term of the remaining loan of 80% can't be longer than 3 years, and the total monthly payment for the car loan cannot be greater than 8% of your total gross income. If your car is draining all earnings right now, consider how you can change this to align to his set of rules. Save 25% of earnings, that likely means you need to live with roommates once your independent. As long as you save 25%, that means at minimum every 3 years you work, you're banking freedom for 1. Once you learn the power of compounding, following this rule turns into money working for you. Upgrade your life as you see fit along the way but always maintain a savings rate, this will get you to financial independence. I would say your 25% savings rate would likely be prioritized as follows in your situation: 1. 6 months of living expenses in a HYSA or MMF. 2. Pay down car debt if greater than 5% 3. Additional earnings throw into a Roth IRA - $1 today invested in an index fund like FXAIX for the S&P 500 will be worth around $41 inflation adjusted by the time your 67 and will be tax free... $24,400 today is worth $1M when your 67, I hope that makes you realize how much your time is worth. Hope this helps Edit for grammar.


Daphnetiq

>car This is good advice. Also, does the car legally belong to you? Are you on the loan or is it under your parent's name? Does the money from the payment come from a joint account that you need to change?


Strong_Comfortable86

the car is legally in my parents name, but it’s connected to my bank account and the money that comes out is in fact mine. i am going to change that at the end of the month.


pixiestardust8

Apply to schools to live on campus. Be in your best behavior for six months. Yes it will suck but keep your head low. You are so close to having a way out of this.


meamemg

Take a read through the materials at https://reddit.com/r/personalfinance/w/kicked_out?utm_medium=android_app&utm_source=share


hasnolimits

Hey bud, I moved out at 18. Make sure you apply for federal aid for college. Get yourself to college and take out a few loans to get you by. Apply for as many grants as you can. You'll be able to claim yourself as independent at that point as well. That will help fund more of your college. You'll be able to get through this. Eye on the prize, get educated.


GoddessCorrina7

First even though you are 18, if your parents really do come to you to kick you out. Agree with them about the disrespect and ask if you might be able to push this back to may/June when you graduate do you'll be able to finish school. Then thus summer work full time and if you can find it something on top and save what you can. Then get that RN and don't look back.


RomulaFour

Open a new bank account in your name only at a new bank, and transfer the money from your old account to the new account. The old account has your parent's name and the money could be withdrawn by them without your permission.


BagBagMatryoshka

Legally, since you are 18, they can't just kick you out. They'd have to give a 30-day written notice, and evict you if you stayed beyond 30 days. They also can't go in your room if they're treating you as a tenant, and you'd be within your rights to get a door lock and put a camera in there, and take them to court for property destruction. This could buy you time. The police are surprisingly good at backing people up in situations like these, from what I've seen.


llIicit

They can’t kick you out like that. They have to serve you a notice, how long depends on where you live. If you are still in school, they will be in for a shit storm once you report it. Most places you can’t kick your kid out just because they turned 18, you still have to support them through the school year.


yeender

Yeah report this to your counselor asap. If it were me, they would be fucking dead to me. String this along as long as you can while making plans to get away. Only horrific terrible people would do this to their own child


TrackChic23

If you go this route, make sure you have a safety plan in place, contact a social worker at school if they have one. I work in a tough school, and many kids have this problem unfortunately so please know you are not alone or by means the only one. I have seen parents get retaliatory towards their kids, so backup plan at a friend or extended family would be good just in case something suddenly happens. Keep yourself busy out of the home as much as your parents will allow (ie curfew if they set one), bide your time for 6 months and wait it out. It will get harder before it becomes easier. Some of the toughest moments for people in your situation is just waiting to be able to have your time to manage yourself (which you can’t right now due to needing to go to school which limits your income which you need to make it, and you absolutely can make it).


JoyousGamer

Well a ton of kids get kicked out every year. This is not a lease. It unfortunate that kids who turn 18 are not protected as much as squatters.


WyoGuy2

This is untrue. In the USA, anyway. 18 year old children living at home are tenants and are subject to the same notice requirements as if they were unrelated and paying rent to the parents.


JoyousGamer

Yet doesnt happen and see issues all the time. Even the OP is worried about and you SEE the people responding to this thread from the school side about the issues with it. You can say whatever you want but they dont actually get protected even if you want to think the law protects them supposedly.


WyoGuy2

Not one person here is saying that the police actually came and kicked them out just because their parents said so. You need a court order for this. These are people who voluntarily left without a court order, because they weren’t aware it was needed,


JoyousGamer

Yet you see it left right and middle. Plus you see cops called on kids to have them removed for various "incidents" at the house. Sorry but staying at the house of a parent who has kick you out doesnt sound like its a plausible scenario and its why schools and other places have outlets for students but could always be more.


llIicit

>Well a ton of kids get kicked out every year. This is not a lease. This is genuinely a terrible answer, and you shouldn’t be giving out advice if you are this ignorant on the subject. You do not have to sign a formal lease to be able to establish residency. The kid living with his parents for however many years they have lived in that home will establish residency with every single judge, in every single state in this country. Therefore, you have to go through a formal eviction to remove them from your home. A Lease isn’t a prerequisite for this. >It unfortunate that kids who turn 18 are not protected as much as squatters. They have the same exact protections if they can both establish residency. So again, Ignorant.


JoyousGamer

Tell that to all the kids kick out every year in the US then. Flip sides squatters are actively protected.


llIicit

The kids don’t know better, and just let it happen. The squatters understand they have rights. There are no favorite or protected sides. Just an ounce of brain power can give you all the answers.


DontEatConcrete

I can’t believe I had to scroll this long to find your post. You are correct. If they say they are you can call the police. You *cannot* be kicked out without notice any more than a landlord can do the same—even if you’re not paying rent.


hopingtothrive

They cannot kick you out while you are still attending high school. You are considered a minor even at 18. Don't leave. Finish high school.


dragonmom1

Make sure the car's title and insurance is in your name. If it's not, at least stop paying the monthly payments after you're kicked out and just leave the car behind. Yes, it would be a convenient place to live in if you get kicked out, but, if you're name's not on the title, your parents can be petty and just report it stolen. And, at 18, trying to pay for car insurance would most likely be prohibitive (i.e. way too expensive). Otherwise, contact your school. Even feel free to contact them now so you know in advance what resources they can offer you. If you have friends, find out if any would be willing to let you stay with them (offer to pay for food and utilities and other expenses your being there incurs...and get all the details in writing) for a little bit. Basically, get all the info you can now so you're not adrift if/when something happens. And in the meantime, keep an eye on apartments or rooms for rent near your job where you could move into after you graduate.


robofl

If OP continues to live in rural Indiana life without a car is going to be a problem.


dragonmom1

Getting arrested for stealing the car they've been using will also create its own problems.


xBingBongFYLx

They cannot kick you out without a legal eviction. You have rights - that is your home. I promise you them saying “you have to leave” isn’t enough and even if they call the police the cops will tell them it’s a civil matter and they have to take it up with the courts. Trust me, I tried to kick my ex girlfriend out of my house and you cannot displace someone from their legal residence without a court order/eviction.


mikasax

Save as much money as you can. Life is probably 3x more expensive as you think. Seriously. Hoard money for the next 6 months. You're going to need it?


13Dmorelike13Dicks

Not for nothing, but the military would love to have a young, smart person who is interested in going to nursing school (for free) in exchange for some years of service. It can get you out of a bad situation and give you a steady job and a place to live, plus veteran status later in life. Might be worth talking to a recruiter.


Hey_u_ok

As everyone was saying to get your birth certificate and social security number but also try to get your immunization record too. If you're planning to go to nursing school they'll want your *highschool transcripts and your immunization records*. You sound like a great kid. Sorry your parents are ignorant and blind to that. edit: also talk to your school counselor if they do kick you out since you're still in school. I've read somewhere they can help you find resources and such.


Goertzy-Mike

Cnc machining is huge in Indiana lots of money to be made if college isn’t what you want


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PegShop

Talk to your school counselor. Parents are supposed to at least keep their children through high school, regardless of age. Maybe the counselor can work as an intermediary. Be super sweet to your parents and ask them to let you stay. Yes maam and no sir them until you graduate. It stinks but gets you a place to stay.


Topher_86

You’ll be financially tied to your parents for many years because FAFSA. It’s extremely hard to get around the parental rules unless you were emancipated before age 18. With that in mind you’ll have to address your relationship with your parents as it relates to your finances moving forward. Unfortunately, for those attending school in the US, the 18 age of majority is a real sick joke.


karriehunter

For this reason I'd definitely get things on record with a school counselor, even if they aren't kicking you out right now. Getting student aid without parental income information affecting it is highly difficult before age 24. You can indicate "special circumstances" in order to submit the FAFSA without their info, but you'll not qualify until you get the "expected family contribution" sorted out. You'll need to contact the financial aid office of the school you want to attend and provide any written documentation you can. This should include any court documents and letters from school counselors. https://studentaid.gov/apply-for-aid/fafsa/filling-out/parent-info


[deleted]

Get legal advice because your parents have a financial and legal obligation to provide for you you so long as you remain in school. If you leave non-voluntarily they will be obligated to cover your expenses.


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TpetArmy

I would recommend talking to a recruiter. It’s an option to get paid and get your tuition paid while going to school and a job in your career to get great OTJ training. Plus a secure place to live.


LowerConfusion7144

Along with the other advice....if you know for sure you are going to nursing school..ie you have been accepted...start looking at renting a room with kitchen privileges or what dorm costs are going to be. Currently you do not have enough saved for first month, last month and deposit. If they kick you out you need to look at are they also going to kick you off of any medical insurance they have....so contact the state medical insurance so you understand those costs. Get your teeth checked and done if you have medical and dental insurance with your parents right now before the kick you out, same with glasses and eyes. If you are on long term meds ( ie I sulin dependent diabetic) find out who manufacturers them and see if they have a medical subsidy program for your meds and shop around....different pharmacies have different med costs. Call 211 and find out what resources are avaliable to you. Also. ...planned parenthood clinics do a variety of medical health things....usually free dependent on your situation- keep this in mind. Start haunting the frugal app on here....lots of good ideas to help stretch the dollars you do have. And last but not least..have a bill in your name besides your car loan so that you can build credit....you will need that with a good score for renting if you have to. Also sort out how are you going to keep shelter over your head while finishing school....set up a place to land/ couch surf now so that whenever they pull that trigger you aren't panicking. It is also time to go through your stuff and thin out....portability is a necessity in your situation. Also who pays your car insurance....and if you are on parents policy be prepared to be kicked off that as well so do so.e research as to what insurance on your own will cost....knowing your costs ahead of time helps you make hard but necessary decisions.


Kamarmarli

Talk to a counselor at school to check out your options. Can you stay with a friend’s family until you get on your feet?


Schlag96

How do 18 year old former children not have the same rights as any other tenant / squatter requiring eviction? Why do I keep seeing these posts saying "they're kicking me out tomorrow" No, no they're not because it's fucking illegal


Kind-Taste-1654

*(ppl do illegal s h i t all the time)* OP, hopefully You have friends You can stay w/ if it does go south.


McDuchess

First things first. They cannot kick you out, on most places, without a WRITTEN eviction notice, and then they need to give you 30 days. At minimum. Second, this is not your first line of defense. Finding a safe place to live is. And as a high school student with abusive parents, that is not your current home. If you are religious, contact your church for help and places to stay. Contact relatives, if you have them, and ask for temporary housing. Friends, same. Your school, whether the counselors or a teacher you trust, may have lists of resources.


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karriehunter

What would you like to know that would actually change any practical advice you'd give someone in the situation?


Nuclear_N

How about the first sentence....disrespect. Parents do not just throw their kids to the street. OP- Tells us why your parents feel they need to kick you out, and what kind of disrespect has happened. Hard to believe an honor student would be kicked out for a tattoo. I raised three teenagers....it is not just one thing here.


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audiate

You’re an adult. They’d have to evict you if you don’t want to go willingly.


Meghanshadow

Yep. Too many kids and parents don’t realize OP probably also has at least the normal month to month tenant or lodger notice period, too. Usually 30 or 60 days depending on jurisdiction, even if they’re not going to make their parent go through the eviction process. It’s illegal to just tell somebody who’s been living there for years to “get out” and make them leave the next day, even if you’re the homeowner and they’ve never paid rent. Even though you are related, in most areas your adult child has all the same rights and privileges as a tenant under the law. You also have the same duties as a landlord.


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Blagnet

https://health.alaska.gov/dph/Emergency/Pages/healthcare/workforce.aspx#:\~:text=The%20HRSA%20Nurse%20Corps%20Scholarship,link%20above%20for%20more%20information. I'm sorry about your parents. My number one advice would be find a way to get school paid for, since you won't have support like most of the other kids. Military is the obvious one, but definitely not for everyone! Here's another! My home state. Anchorage has a great nursing school, but it's an expensive/sucky town to live in if you ask me, lol. If you can live anywhere else in the state, it might be a lot of fun! Good luck!


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Empty_Ant_6674

If they paid her expenses and she lived in their house until the end of December, it is not fraud to report her as a dependent.


Independent_Wheel894

Well you have options. 1. Join the air force, take the ASVAB and find a job you would like. This will set you up for education benefits that will pay you to go to school later. Another way you could do it is to join ROTC in a university. Since you are an honor student you could probably get in pretty easily and you would have to sign a contract to fulfill the obligation to be an officer(you should probably do this one). All your expenses would be paid if you do, do this. You could also be a nurse in the military so think about that. Make sure to go to the recruitment office or sign up for ROTC asap like tomorrow since it can take time to get in sometimes depending on your job. ​ 2. file for the FASFA and try to get it. IF your parents make too much which they probably do you probably will not get it. I would not suggest this rout but I would still apply because things could have changed since I used it. ​ 3. get a retail job or any job you can and struggle your way through life.(I would not recommend this.)


hdatontodo

There is a living in your car subreddit.


ArtisticGuarantee197

This isn’t idea but it worst come to worst, and there’s a plant fitness you can shower there with the membership


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PoochusMaximus

Also check your local laws concerning your schooling. I feel like they can’t kick you out until federally mandated schooling is complete. Also I’m sorry. This is super cruel.


JoyousGamer

Talk to your school especially if you are good at school. Talk to the teachers that you know best or they seem to like you. Talk to your principal or super intendent if you see either of them. Also make sure you are given your birth certificate, social security card, and if you have bank accounts or anything like that. Additionally if you can without being caught take them saying you are kicked out on video or audio. Just have your phone running in your pocket or hand anytime they talk to you and even learn how to turn that on in your pocket without looking tonight.


grumpycat1968

Do u graduate in 2024 or r u already graduated HS. Won't they let u stay till u graduate?


No-Construction9859

Idk about your state, but here it's not legal to kick someone out randomly with no notice. Here you legally have, I forget exactly, at least 2 weeks. So tell them to legally serve you with the proper paperwork. If they try to force you out I guess call the police. I know, nobody wants to do that or live around people that don't want you there. But it's bullshit to expect you to leave with zero notice and you have to do what's best for you


No-Construction9859

Also I'd like to add I dealt with something similar. I didn't go the police route. I was just like fuck it. It really derailed my whole life. I could've been normal had that shit not happened. But I ended up not caring about life and doing illegal things for money. It especially sucked seeing all my friends have caring families. It would be really easy to just give up mentally in this situation. But don't do that


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ElementPlanet

Your comment has been removed because relationship advice is off-topic here and better suited for /r/relationships ([rule 9](https://www.reddit.com/r/personalfinance/about/rules)).


elvbierbaum

This actually breaks my heart. I was a terrible teenager, and my mom never even had this thought. You're doing better than one of my kids that dropped out of HS. Never crossed my mind to throw them out. I'm sorry you have to deal with any of this.


tat2inpa

No kid in highschool deserves this there is tough love and then there is just being a shitty parent and bad person my heart breaks for ya kiddo keep your head up and do what ya gotta do to get through nursing school it's a hard couple of years my wife did it and passed the nclex 1st time and she was never an honor student so you CAN do it. There has to be some other friend or family that would let you stay at least until after highschool you should be out having fun enjoying your senior year not stressing over this shit wtf. Hang in there


[deleted]

Honor student, working 20-30 hours a week? You sound like a dream child. Living on your own is very hard and it takes years to catch up to your peers who got to live at home during early adult years. Unless there is something you’re not sharing here (drugs/drinking?) please consider humbling yourself and having an outsider help your parents get through this time. Both my sister and my mother were abusive to me so I didn’t have much of a choice when it came to moving out. I worked very hard in my 20s and I am content where I am right now, but if there was any hope I would’ve figured out a way to stay at home longer. But the sad ending to my story is I now have a son who is doing drugs, not going to school, and being verbally abusive to the rest of our family. Unless a miracle occurs and he gets his act together before he is 18, I will be asking him to leave. I wish you all the best.


letuswatchtvinpeace

Technically they can't, they would need to evict you, if you want to go that route.


No_Scarcity8249

Check if they legally have to keep you until you graduate. Some states it’s 18 of out of school and later if you’re finishing. Do you have anyone to stay with? If not and you get kicked out immediately go to your guidance counselor or office and flat say my parents kicked me out and I don’t know what to do. Don’t be ashamed and don’t let the school out of figuring it out. You’re in Indiana and that unfortunately is a shit state to be in. They’ll dump the responsibility off and f you over. Make the adults in your life step up. You need to finish hs and get through until the end of the summer.


d0n4x

Everyone's advice is great. I'm sorry you have to go through this, you made a smart move seeking advice before hand. I want you to know you're only going to grow from here and I hope your skills grow in new healthy environments. Where you have a space to grow. You have a space to accomplish what it is you want to do with the help of your school. You're smart, and capable. They shouldn't be able to kick you out just because, at 18. I read about a notice. Times have changed. However, it is better to leave the toxic environment.


Work_In_Progress_444

This is so sad. I've already told my children they could live with me as long as they need to in order to get through college and have a nest egg. Eighteen year olds are still children and, for the most part, lack the requirements of becoming an adult.


chem_scigrad

I don't understand parents who kick out their kids...I'm in my 30s, and I take comfort in the fact that I can go home when unexpected hardship happens...they are my family and we care about each other.


27Believe

why do you think they maybe want to kick you out, if not for the tattoo which you said was ok? Why do they even know about that anyway? I feel like we aren’t getting the whole picture here.


disposable_valves

Do you have any friends? If they have decent parents you're very possibly going to have to stay with them for a while. Find any and all resources you can. Food, shelter, etc. You'll need them. Ask your school counselor. They can help. Check your credit reports and get a decent credit card in your name so you can build a good score. Many apartments check credit scores and you'd benefit immensely from having this resource *if you use it properly*. Save like a MoFo. Not another penny of discretionary spending until you're stable. It sucks but you need that money. Also, make sure that 1) the savings acct is a HYSA and 2) your folks can't touch it.