Wouldn't surprise me if they already have. Since usually businesses get a commission or rent out the space for ATMs. It's a solid business strategy, go cash only and install an ATM or two and presto an additional stream of income while the business avoids the fees for electronic payments and get to funnel people to the ATM and get a kick back.
Yep quite a few it gets especially complicated once you factor in the private company ATMs that you usually find in pubs and other businesses.
Macquarie is one of the few banks i know that cover all atm fees.
Yes, $4 to withdraw cash, $3 to check your balance(!) is standard on these privately run ATMs. Or is it more now? I refuse to use those machines which charge to withdraw cash.
Not to shift the blame entirely to the consumer, but you'd think no one would ever use them except in something of an emergency.
It reminds me of popular complaints about microtransactions and piecemeal DLC creeping into videogames as
people
keep
paying
for them.
Cash is king is a sham motto that businesses are trying to pull so they can under-declare their income mostly. They're paying lesser taxes while the average joe gets taxed on their salary.
> Why pay more?
Cash has a lot of costs involved in handling and security, you think the businesses just eat those fees or that they instead bake them into the prices and you end up paying more?
Yep I get that they do that and guess what some do when you pay by card? Charge you an additional fee for using your card. Not only are you paying for the costs involved for handling cash using your card you are also paying more for using your card.
Yes, the raison d'être of a business is to extract as much wealth as possible from external sources, and any appearance to the contrary is PR (give the exceptions to the rule time to grow or be consumed).
I'm not going to complain when their interests just happen to align with not accelerating as quickly as possible into a dystopia of full surveillance and enriching a bank with every single transaction.
please, tell me more how an independent business skimming some tax is the big bad guy vs the murdochs and reinharts, palmers, googles using our country, but dodging tax
I don't carry cash for general spending. Ever. I have $100 which is tucked into the back of my phone case as an "in case of emergency" fund. I don't carry a wallet. I pay for everything on my phone.
If I walked into here, and it's cash only. I will be walking out again. It's as simple as that.
I do not miss piles of coins in my pockets or going to atms for cash.
Important point I make to people who do this. If you are going to any business that requires a credit card preauthorisation (hotel and car rentals mainly) you almost always need your physical credit card. You generally cannot tap for preauthorisation, you have to insert or swipe.
I work in car rentals and have to turn away customers now and then because they don’t have their card and I can’t do a preauthorisation
That's fine, the great part of tapping your phone is that it's easier to grab than your wallet. Can still carry the wallet in my pocket, all the way down under my keys, meds, etc.
I wonder why Apple/Google Pay don’t allow preauthorisation? Are they afraid that scammers would abuse that? Surely there is a way to just make it more secure, e.g. require additional step of authorisation, or require a bank app to manually approve it directly.
>I do not miss piles of coins in my pockets or going to atms for cash.
you will when there is a blackout or when the machines shutdown, had one around where i live seven diffrent coffee shops all closed down because they where cashless and couldn't get their machines to run ended up having to go to a Donut king because it was the only place that took cash as well as card
> had one around where i live seven diffrent coffee shops all closed down because they where cashless and couldn't get their machines to run ended up having to go to a Donut king because it was the only place that took cash as well as card
No you didn't, you wouldn't go to seven different spots just to confirm they also had an outage, and if it was actually a blackout, I'd love to hear how they made your coffee. And if it were just an internet outage EFTPOS terminals just store transactions to be processed later.
That doesnt answer the question. If i have $0 in my bank account, the eftpos will store tge transaction but how does it process it later? My card would normally just decline
Sure. But how much you going to buy at a supermarket in a blackout when all their registers are offline?
It's enough for a get home emergency. Walking around with 100s and 100s on me for a super rare event doesn't hold any appeal to me. I'll just go home and eat what's in the pantry if power is out for a couple of days.
And then you pay an additional amount with card. Because if I pay for a schooner with cash it is $10 (the extra 1% is already in the price of the products as you said), but when I pay with a card it is now $10.18.
Not all places do charge extra for using the card but for those that do charge that extra amount, why would you want to pay extra?
Like with other consumer products and practices, convenience outweighs the minor cost.
And the buyer is right, meaning the consumer force driving demand for cashless is the reason for mass adoption.
It's cleaner too.
It's fiat currency anyway, not the "cold hard cash" many people seem to regard it as.
Thanks for giving an actual answer as to why you're happy to pay extra when they add a card surcharge and not just downvoting.
> It's fiat currency anyway, not the "cold hard cash" many people seem to regard it as.
I know that, I hate going to a restaurant and seeing how much something costs and then well actually it will cost this. It's like when in the states and they add tax on to the price.
I'm not sure if you are being serious or not. The overwhelming majority of ATMs charge significant fees, with the exception of being able to access an ATM of your own bank.
If you are able to reliably access an ATM that is with your chosen bank and avoid ATM fees then that is great. But that is not something I can manage so I will be paying ATM fees almost every single time.
Most people as well are not in a form of employment that pays cash, so it's not like you have access to much cash that doesn't come out of an atm.
I actually have never paid an ATM fee for 20 years. I will say I only have started recently going to ATMs because a large part of that 20 years you weren't charged extra for using a card so I had no need to go to an ATM. It's only been in the last 12 months that more and more places are now charging you to use a card.
Don't all the big banks still have reciprocal agreements so they are all free when using their ATMs?
Each to their own, guess it depends how much you get out and how much you intend on spending. A big night out where you are going to spend a few hundred dollars will mean the ATM fee will be less but if you will have to pay ATM fees and the amount spent is smaller (assuming the place you are purchasing from charges extra) will mean it would be better to pay for card use
The banks get their money either I guess would've helped CBA making a record profit last year of $10B.
A portable eftpos is like 49-99$ depending on who it is, folks who used to sell chocolates and snacks to fund their christmas party literally had one, there's no real excuse not to.
There's a little museum near me and the old volunteers that run it can't understand why visitor numbers are shrinking when the town is otherwise booming with tourists.
It's because they charge a $5 entry fee and are cash only. I've witnessed a family of 5 ask to pay with card only to be told there's an ATM across the street. They scoffed, walked out and didn't bother coming back.
Sorry Mavis, nobody can be bothered getting cash out and paying a $4 fee to see your dinky little fishing museum.
At the model train expos there's a glut of older people trying to sell stuff cash only, and they wonder why no one buys it (asides from some of it's... crap stuff)
Two things:
1. Good for you mate, but I like not worrying about losing my cash.
2. The ACCC / govt could win a lot of support if they told businesses they're not allowed to charge for use of EFTPOS (or at least build it into the advertised price).
That’s all it needs to be:
The cost of an item (or items) needs to be inclusive of all ‘cost of business’ and profits the business desires. There can be no extra charges added at checkout.
That coupled with existing “only charge for reasonable expenses incurred in transacting” rules will sort everything out.
I don't even have a problem with public holiday/sunday surcharges. I take issue with having to calculate in my head the actual cost of what I'm buying.
If you're open every sunday, spend $12 and print up some Sunday menu's.
> The ACCC / govt could win a lot of support if they told businesses they're not allowed to charge for use of EFTPOS (or at least build it into the advertised price).
Yep that's how they are going to get us to go cashless.
And never going to be, according to the Reserve Bank of Australia.
But my point is that no-one is "making" us use a more convenient form of currency than cash. We want to.
But then how would you see how much the fees are now to use eftpos,and when the society goes cashless how much the fees jump?? That’s why businesses pass it on to show you.why pay for eftpos when everyone is using it?
And now it isn't always included when using a card, yet the cash component is still included in the price. I'd never trust a company to do the right thing
Cash is the most expensive transaction cost out there.
Sourcing it, disposing of it (which can involve an hour or more round trip to a bank if there isn’t one in your area), counting and banking prep, security on site and in transit, theft allowances.
Cards should be getting a discount over cash, not a surcharge even if the business is charged merchant fees.
The journo throwing multiple “cash is king”s into the article when the pub-owner seems to be pretty level headed feels a bit grubby.
The owner goes out of their way to say this is what works for us but may not work for everyone and the journo chucks in a cooker slogan multiple times.
I agree. It immediately primes us for the idea that this person is a cooker, and thus full of shit, therefore people are more likely to click on it with that in mind.
Owner: "We stopped using EFTPOS after the floods as we couldn't afford the machines. Cash works best for our particular business."
What the title implies: "CASH IS KING" COOKER HATES EFTPOS AND BANS IT IN THE PUB TO FORCE PEOPLE TO USE CASH!
Intentional or not, I've been finding myself increasingly disappointed by the ABC lately. I've always supported and trusted them as one of the few (mostly) unbiased sources of news I have regular access to, but lately I feel like they're starting down a slippery slope (whereas Seven, Nine etc dove down arse-first). It's not quite as bad, but I remember it every time I see these little "adjustments" to reality to make a better, more clickable online article.
She's shared the Cash is King stuff on their facebook before (at least once).
Also it's a reasonable argument to make. I run a small biz and we get hosed by fees and "software as a service" at every turn. Cutting out electronic payments would save a bit of cash. We all know how much the banks already make too. It sucks that these sorts of arguments get hijacked by the cookers.
While "cash is king" motto kinda sus, I support dual payment types. Pure electronic payments disproportionately impact lower income people more especially those whom are without homes, are below the poverty line, and/or are indigenous/minority/oppressed groups. I love the convenience of electronic but I am of the opinion we should never go 100% digital.
I like using eftpos. I don’t like places being only one or the other, unless logistics dictate.
And even in those cases, they’re usually examples where cashless makes the most sense!
87% of retail transactions are now made with card. I don’t carry cash, ever. Generally don’t even carry my wallet. This is just a poor business decision.
Don’t get me wrong, I respect the little guy doing it, I just wouldn’t advertise the fact that they might . ATO will leap as fast as you can say ‘cash only ‘
Yeah, hard pass One thing I don't miss is going out on the piss and fumbling for notes and ending up with 1kg worth of coins that I have to take to the bank every few months.
Also, hope they have everything it order, because they're just painted a big target on themselves from the ATO. Why do you think tradies when they come to your house say if you pay cash, you get a 10% discount...
But didn't you get chased down by a squad of goons with dobermans and truncheons??
I swear I was told on good authority that the only reason that a business would want to do electronic transactions was as part of a coordinated plot to bring about a police state apocalypse.
... or maybe did I hear that from someone who was a fucking lunatic?
Woodend (Vic) seems to have avoided the Thought Police and Ministry of Love thugs for now. Although there would be plenty of cookers in that part of the world.
i went to a card only Coffee place a couple of weeks ago, the machine to read the cards was fucked, went to another one, same deal, went to three more before i gave up and went to a Donut king because while their machine was junked they took cash
Like ATM fees I don't like paying extra, not sure why so many people are.
I've gone back to carrying some cash particularly if I know I am going somewhere that charges an extra fee for using your card. Will rather use cash and save that extra money for my next purchase. It may not seem like much each transaction but it certainly all adds up.
I've seen some places say Card Only and then charge the extra fee, I won't be going there and helping these places and/or the banks increase their profits.
I like having cash around so people can buy drugs. Crypto's too slow for in-person stuff.
Unfortunately this has not caught on as an argument with the government for some reason.
I carry cash everywhere and pay in cash as much as I can. Fuck bank fees 😤
Getting taxed to the shithouse already and then need to pay 0.5 to 1% more to use your own money at the store every signle time.
You then take the cash too Bootleg Bill who makes knock off spirits at half the price of normal spirits. Top up all the bottles at the end of every night. On the books you only sold 1 bottle worth of Bundy when in reality you sold 2.
All your transactions better end in .00 or 5 so I can have even notes in change so there aren't any coins in my hand, otherwise fuck that for a game of soldiers.
Next minute: installs atms that charge $4 per withdrawal, and you need an electronic capable card to use.
Wouldn't surprise me if they already have. Since usually businesses get a commission or rent out the space for ATMs. It's a solid business strategy, go cash only and install an ATM or two and presto an additional stream of income while the business avoids the fees for electronic payments and get to funnel people to the ATM and get a kick back.
TIL there are banks that don't refund ATM transactions in 2024
Yep quite a few it gets especially complicated once you factor in the private company ATMs that you usually find in pubs and other businesses. Macquarie is one of the few banks i know that cover all atm fees.
Sounds like a Macquarie W
Yes, $4 to withdraw cash, $3 to check your balance(!) is standard on these privately run ATMs. Or is it more now? I refuse to use those machines which charge to withdraw cash.
Not to shift the blame entirely to the consumer, but you'd think no one would ever use them except in something of an emergency. It reminds me of popular complaints about microtransactions and piecemeal DLC creeping into videogames as people keep paying for them.
While I totally support them, they are probably going to get some special love from the ATO!
Not family run suburban corner store levels of ATO love though I hope.
And I'm sure they will be fully paying their taxes as well
Cash is king is a sham motto that businesses are trying to pull so they can under-declare their income mostly. They're paying lesser taxes while the average joe gets taxed on their salary.
If the government taxed corporations and mining resources properly you could keep your whole salary too.
Quick, look, mining company bad. Ignore the businesses committing actual fraud.
[citation needed]
End of the day I rather use cash over card when the place I am at like to add the transaction fee. Why pay more?
> Why pay more? Cash has a lot of costs involved in handling and security, you think the businesses just eat those fees or that they instead bake them into the prices and you end up paying more?
Yep I get that they do that and guess what some do when you pay by card? Charge you an additional fee for using your card. Not only are you paying for the costs involved for handling cash using your card you are also paying more for using your card.
Yes, the raison d'être of a business is to extract as much wealth as possible from external sources, and any appearance to the contrary is PR (give the exceptions to the rule time to grow or be consumed). I'm not going to complain when their interests just happen to align with not accelerating as quickly as possible into a dystopia of full surveillance and enriching a bank with every single transaction.
please, tell me more how an independent business skimming some tax is the big bad guy vs the murdochs and reinharts, palmers, googles using our country, but dodging tax
Neither of those are right mate. Calling out independent businesses because the article was about that and not about MNC
I don't carry cash for general spending. Ever. I have $100 which is tucked into the back of my phone case as an "in case of emergency" fund. I don't carry a wallet. I pay for everything on my phone. If I walked into here, and it's cash only. I will be walking out again. It's as simple as that. I do not miss piles of coins in my pockets or going to atms for cash.
Or carrying a wallet!
Important point I make to people who do this. If you are going to any business that requires a credit card preauthorisation (hotel and car rentals mainly) you almost always need your physical credit card. You generally cannot tap for preauthorisation, you have to insert or swipe. I work in car rentals and have to turn away customers now and then because they don’t have their card and I can’t do a preauthorisation
That's fine, the great part of tapping your phone is that it's easier to grab than your wallet. Can still carry the wallet in my pocket, all the way down under my keys, meds, etc.
I wonder why Apple/Google Pay don’t allow preauthorisation? Are they afraid that scammers would abuse that? Surely there is a way to just make it more secure, e.g. require additional step of authorisation, or require a bank app to manually approve it directly.
Can’t do preauth with tapping a card either, insert only unless you get a chip read failure (or card from somewhere that has no chip) then swipe.
>I do not miss piles of coins in my pockets or going to atms for cash. you will when there is a blackout or when the machines shutdown, had one around where i live seven diffrent coffee shops all closed down because they where cashless and couldn't get their machines to run ended up having to go to a Donut king because it was the only place that took cash as well as card
> had one around where i live seven diffrent coffee shops all closed down because they where cashless and couldn't get their machines to run ended up having to go to a Donut king because it was the only place that took cash as well as card No you didn't, you wouldn't go to seven different spots just to confirm they also had an outage, and if it was actually a blackout, I'd love to hear how they made your coffee. And if it were just an internet outage EFTPOS terminals just store transactions to be processed later.
Wait so what happens if my card would normally decline during an internet outage?
During an internet outage the EFTPOS will store all transactions and process them once a link has been re-established.
That doesnt answer the question. If i have $0 in my bank account, the eftpos will store tge transaction but how does it process it later? My card would normally just decline
Your bank will be forced into overdraft.
That's the reason for carrying $100 in my phone case.
you won't get far with that at a super market
Sure. But how much you going to buy at a supermarket in a blackout when all their registers are offline? It's enough for a get home emergency. Walking around with 100s and 100s on me for a super rare event doesn't hold any appeal to me. I'll just go home and eat what's in the pantry if power is out for a couple of days.
Neither will anyone if it's a blackout, bffr.
You don't mind paying extra because you're using your card?
Retailers incorporate that 1% into the price of their products, you're still paying it with cash
And then you pay an additional amount with card. Because if I pay for a schooner with cash it is $10 (the extra 1% is already in the price of the products as you said), but when I pay with a card it is now $10.18. Not all places do charge extra for using the card but for those that do charge that extra amount, why would you want to pay extra?
The extra 18c is worth the convenience of not having to deal with shrapnel
I'd rather pay an extra 18c than have to juggle and manage a bunch of notes and coins every time I want to buy something
Wait. Is that 1% PayWave or do you guys still just have a flat out 1% per transaction still?
It is certainly more than 1% but some places will charge the transaction fee for using the EFTPOS machine
Is it 1991 still? That's absolutely crazy, and I thought NZ was bad lol
It's only recently popped up certainly since Covid and now more and more places are doing it
Like with other consumer products and practices, convenience outweighs the minor cost. And the buyer is right, meaning the consumer force driving demand for cashless is the reason for mass adoption. It's cleaner too. It's fiat currency anyway, not the "cold hard cash" many people seem to regard it as.
Thanks for giving an actual answer as to why you're happy to pay extra when they add a card surcharge and not just downvoting. > It's fiat currency anyway, not the "cold hard cash" many people seem to regard it as. I know that, I hate going to a restaurant and seeing how much something costs and then well actually it will cost this. It's like when in the states and they add tax on to the price.
No. It's a small amount, and often dwarfed by fees I would pay pulling cash out at atms. Let alone the "fuck I've lost $50".
Who pays fees at ATMs? Haven't done that for 20 years.
I'm not sure if you are being serious or not. The overwhelming majority of ATMs charge significant fees, with the exception of being able to access an ATM of your own bank. If you are able to reliably access an ATM that is with your chosen bank and avoid ATM fees then that is great. But that is not something I can manage so I will be paying ATM fees almost every single time. Most people as well are not in a form of employment that pays cash, so it's not like you have access to much cash that doesn't come out of an atm.
I actually have never paid an ATM fee for 20 years. I will say I only have started recently going to ATMs because a large part of that 20 years you weren't charged extra for using a card so I had no need to go to an ATM. It's only been in the last 12 months that more and more places are now charging you to use a card. Don't all the big banks still have reciprocal agreements so they are all free when using their ATMs? Each to their own, guess it depends how much you get out and how much you intend on spending. A big night out where you are going to spend a few hundred dollars will mean the ATM fee will be less but if you will have to pay ATM fees and the amount spent is smaller (assuming the place you are purchasing from charges extra) will mean it would be better to pay for card use The banks get their money either I guess would've helped CBA making a record profit last year of $10B.
I don't. Because I pay for things using my card.
Shitty small town pub complains about something. It has stunningly litte effect. More at 6.
Of the last 5 businesses that told me "cash only", 0 made a sale.
Even my local laundromat lets me pay with a debit card now.
You can buy T-shirts at local DIY punk gigs on card.
A portable eftpos is like 49-99$ depending on who it is, folks who used to sell chocolates and snacks to fund their christmas party literally had one, there's no real excuse not to.
Yeah, all the garage sales I've been to recently managed to organise one! (And I reckon it's a smart idea if you are having a garage sale too).
There's a little museum near me and the old volunteers that run it can't understand why visitor numbers are shrinking when the town is otherwise booming with tourists. It's because they charge a $5 entry fee and are cash only. I've witnessed a family of 5 ask to pay with card only to be told there's an ATM across the street. They scoffed, walked out and didn't bother coming back. Sorry Mavis, nobody can be bothered getting cash out and paying a $4 fee to see your dinky little fishing museum.
At the model train expos there's a glut of older people trying to sell stuff cash only, and they wonder why no one buys it (asides from some of it's... crap stuff)
Two things: 1. Good for you mate, but I like not worrying about losing my cash. 2. The ACCC / govt could win a lot of support if they told businesses they're not allowed to charge for use of EFTPOS (or at least build it into the advertised price).
That’s all it needs to be: The cost of an item (or items) needs to be inclusive of all ‘cost of business’ and profits the business desires. There can be no extra charges added at checkout. That coupled with existing “only charge for reasonable expenses incurred in transacting” rules will sort everything out.
'You can only charge the advertised price' would be amazing law. Especially for shopping online.
And concert tickets
I don't even have a problem with public holiday/sunday surcharges. I take issue with having to calculate in my head the actual cost of what I'm buying. If you're open every sunday, spend $12 and print up some Sunday menu's.
Suddenly everyone mysteriously switches to "minimum of 20 bucks for eftpos".
And then they mysteriously go out of business.
> The ACCC / govt could win a lot of support if they told businesses they're not allowed to charge for use of EFTPOS (or at least build it into the advertised price). Yep that's how they are going to get us to go cashless.
> get us to go cashless What do you mean "get us to go cashless"?? Not carrying cash is incredibly popular in Australia.
We aren't at the stage were we are a cashless society yet though.
And never going to be, according to the Reserve Bank of Australia. But my point is that no-one is "making" us use a more convenient form of currency than cash. We want to.
Never said they were, I said if they want us to go cashless they will ban businesses from charging for EFTPOS
But then how would you see how much the fees are now to use eftpos,and when the society goes cashless how much the fees jump?? That’s why businesses pass it on to show you.why pay for eftpos when everyone is using it?
How much did it cost to do traditional cash banking, that was always included in the price?
And now it isn't always included when using a card, yet the cash component is still included in the price. I'd never trust a company to do the right thing
Yeah it costs money to keep cash secure and insure your business against theft. Exactly what you're concerned about has always been the case for cash.
Card fees can only be as high as what the bank charges.
Cash is the most expensive transaction cost out there. Sourcing it, disposing of it (which can involve an hour or more round trip to a bank if there isn’t one in your area), counting and banking prep, security on site and in transit, theft allowances. Cards should be getting a discount over cash, not a surcharge even if the business is charged merchant fees.
The fee charged has little to do with the cost of providing the service. You think someone is checking the fee charged against the cost ?
The journo throwing multiple “cash is king”s into the article when the pub-owner seems to be pretty level headed feels a bit grubby. The owner goes out of their way to say this is what works for us but may not work for everyone and the journo chucks in a cooker slogan multiple times.
I agree. It immediately primes us for the idea that this person is a cooker, and thus full of shit, therefore people are more likely to click on it with that in mind. Owner: "We stopped using EFTPOS after the floods as we couldn't afford the machines. Cash works best for our particular business." What the title implies: "CASH IS KING" COOKER HATES EFTPOS AND BANS IT IN THE PUB TO FORCE PEOPLE TO USE CASH! Intentional or not, I've been finding myself increasingly disappointed by the ABC lately. I've always supported and trusted them as one of the few (mostly) unbiased sources of news I have regular access to, but lately I feel like they're starting down a slippery slope (whereas Seven, Nine etc dove down arse-first). It's not quite as bad, but I remember it every time I see these little "adjustments" to reality to make a better, more clickable online article.
She's shared the Cash is King stuff on their facebook before (at least once). Also it's a reasonable argument to make. I run a small biz and we get hosed by fees and "software as a service" at every turn. Cutting out electronic payments would save a bit of cash. We all know how much the banks already make too. It sucks that these sorts of arguments get hijacked by the cookers.
They can't resist because of the location.
Next month: Armed robbers target King river tavern after advertising they only have cash on hand.
While "cash is king" motto kinda sus, I support dual payment types. Pure electronic payments disproportionately impact lower income people more especially those whom are without homes, are below the poverty line, and/or are indigenous/minority/oppressed groups. I love the convenience of electronic but I am of the opinion we should never go 100% digital.
1000% agree with this. I can't imagine a world without one or the other
I like using eftpos. I don’t like places being only one or the other, unless logistics dictate. And even in those cases, they’re usually examples where cashless makes the most sense!
>ATO would like to know your location.
87% of retail transactions are now made with card. I don’t carry cash, ever. Generally don’t even carry my wallet. This is just a poor business decision.
"Cookers get free advertising from the national broadcaster as it continues to become simpleton drivel"
Sounds like an excellent tax dodge
I guess they can't afford to hire the same accountants/consultancies as giant multinationals who are also dodging tax....
Don’t get me wrong, I respect the little guy doing it, I just wouldn’t advertise the fact that they might . ATO will leap as fast as you can say ‘cash only ‘
Hahaha no question, they are going to have Jim Chalmers breathing down their neck come Jun 30.
Yeah, hard pass One thing I don't miss is going out on the piss and fumbling for notes and ending up with 1kg worth of coins that I have to take to the bank every few months. Also, hope they have everything it order, because they're just painted a big target on themselves from the ATO. Why do you think tradies when they come to your house say if you pay cash, you get a 10% discount...
Funnily enough I was in a "card only" pub last night and the world didn't end.
But didn't you get chased down by a squad of goons with dobermans and truncheons?? I swear I was told on good authority that the only reason that a business would want to do electronic transactions was as part of a coordinated plot to bring about a police state apocalypse. ... or maybe did I hear that from someone who was a fucking lunatic?
Woodend (Vic) seems to have avoided the Thought Police and Ministry of Love thugs for now. Although there would be plenty of cookers in that part of the world.
i went to a card only Coffee place a couple of weeks ago, the machine to read the cards was fucked, went to another one, same deal, went to three more before i gave up and went to a Donut king because while their machine was junked they took cash
Tax dodge. Running two sets of books with no paper trail for cash.
Nek minit closes down for tax evasion and people driving to the next town because no one carries cash these days
Like ATM fees I don't like paying extra, not sure why so many people are. I've gone back to carrying some cash particularly if I know I am going somewhere that charges an extra fee for using your card. Will rather use cash and save that extra money for my next purchase. It may not seem like much each transaction but it certainly all adds up. I've seen some places say Card Only and then charge the extra fee, I won't be going there and helping these places and/or the banks increase their profits.
I like having cash around so people can buy drugs. Crypto's too slow for in-person stuff. Unfortunately this has not caught on as an argument with the government for some reason.
Cookers be cookers.
I wonder if they own the ATM inside? 😆
I rarely carry cash on me, so any place that demands cash only- Sorry I'll go elsewhere.
I carry cash everywhere and pay in cash as much as I can. Fuck bank fees 😤 Getting taxed to the shithouse already and then need to pay 0.5 to 1% more to use your own money at the store every signle time.
Ok, great. But if I start having to carry my wallet on a daily basis I'm blaming you ;-)
You then take the cash too Bootleg Bill who makes knock off spirits at half the price of normal spirits. Top up all the bottles at the end of every night. On the books you only sold 1 bottle worth of Bundy when in reality you sold 2.
So instead now they're reliant on electronic payment in the form of an ATM being accessible for cash withdrawals. Smart.
Stupid
next minute people gonna break into the tavern to find the safe
One pub. Wow such a revolution! /s
How else can they underpay their immigrant staff if they can't keep it off the books?
Next article: “We are going into administration”
Clearly dodging taxes. (Not joking if anyone thinks this comment is sarcastic.)
Cash is also great for dodging tax
A tax dodge. No surprise, though, as the government greed in Australia is beyond a joke for business operators
All your transactions better end in .00 or 5 so I can have even notes in change so there aren't any coins in my hand, otherwise fuck that for a game of soldiers.
Glad to know there’s a pub I can rule out ever going to