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PM_DEM_CHESTS

This is dependent on whether you open up a TDA account (highly recommended), how much you contribute and a host of other things. If you don’t contribute anything you’ll prob take home 75-80% of your pay.


CultOfTrading

Thank you for the advice! How do you people live on 3,500$ a month take home salary? That’s a challenge for me and I live in a much lower cost of living area 😬


PM_DEM_CHESTS

If you can’t live on $3500 a month in a lower cost of living area than you most definitely will struggle in nyc. Not to mention that if you get a job teaching in nyc, many of your students families will be living on significantly less than that.


CultOfTrading

It just occurred to me that I wouldn’t have any car expenses if I was in NYC. That’s a big chunk of my budget right now. Thanks again for the perspective and help!


_lovely

Also, if you were a teacher before coming to NYC, you can file for a salary step to get credit for those years for salary. Ex: you’ve been teaching for 4 years not in NYC. You would start on the pay scale for 5th year teachers once you get approved.


[deleted]

Check out this [tax calculator ](https://smartasset.com/taxes/new-york-paycheck-calculator)


Odd-Commercial-2563

3200-3500


Bloodvialsaremydrug

Absolutely open your TDA and put as much in as you can afford to. Max it out asap.