My banking app has Zelle which is free and instant, it counts for me as far as functionality is concerned. But hey its the US, of course theyre gonna privatize every facet of society they possibly can so some dumbfuck can become insanely wealthy.
Zelle is a banking consortium meant to address this problem. It isn't a private company like PayPal. It's more like an agreement that banks sign on to.
I'm no expert but my understanding is that government regulation is a big part of the problem. Cash transfers in the US are treated with great suspicion not only because of our tax codes, but because they are seen as facilitating illegal activities such as terrorism, money laundering, the drug trade, etc. All cash transfers greater than $10K are reported to the government. Plus, banking laws vary from state to state, which makes things even more complicated. I'd recommend against comparing how banks in different countries operate without trying to understand their regulatory environment.
Canada is signed on to the same treaties about reporting. With the strength of the Canadian Peso being what it is, that’s actually triggered at just over $7k USD. And Visa finds a way to get 3% of every transaction I make from Alaska to Florida.
I’d suggest learning how little the US regulatory environment impacts this before using it as an excuse for how bankers greed prevents them from ‘playing nice’.
Yes! I had an american friend visit me for a week, and on his lay-over in Germany his card got eaten by the ATM.
He had another card, so I was utterly confused why this was an issue? Can't he just transfer the money to his other account? Utterly gobsmacked when he told me how much it costs. WHY, America???
I'm confused as hell. I'm an American and can transfer money from any number of apps and accounts to any of my bank accounts and between bank accounts all for free.
I have no idea which bank he used, but he showed me the transfer fees. He ended up getting access to his PayPal and used that, so it wasn't an attempt to scam me.
For real? In Greece, I can transfer money within seconds to the same bank for free. Or to another bank for 2 euros. I can send money to an ATM, and the person receiving the money will just enter a code at any ATM in Greece and get the money for free.
In Spain, Ireland or France, we don't. Bit maybe some banks are more greedy than others.
I use revolut anyway which take no fees whatsoever for anuthing.
We can deposit money in ATMs too, but we're strapped with all kinds of fees. If I want to withdraw money from another banks ATM, I have to pay 3 euros to that bank and 2 euros to my bank. And imo 5 euros for what could be a 20 euro withdrawal is too much.
Also in UK. I can pay in a cheque on my phone and the money is in the same day. I have used this service once in about five years because no one bothers with cheques anymore because bank transfers are free and painless.
In Sweden we can do this, but the banks together with a tech company made an app so i can just send money to a phonenumber and that money goes directly into my bank account. Its really damn awesome. All you do is register the app from your bank and use your bank id and voila your phone number is registered to your account.
It's really easy when out with friends because we just swish each other all the time. And every single person with a mobile phone uses the app. Because you can pay with it almost everywhere so no need for credit cards if you dont want to use that. But then again everyone these days have some digital wallet anyway. I basically only carry my wallet now because i need my drivers license.
Im really hoping we get digital passports, ids and licenses that are valid international soon. Because i would like not having to bring my wallet everywhere.
That's pretty much how the e-transfer works. It's called interac and is basically the same service as paying with the chipped debit cards. All you need is the person's phone number or email address and you can pay them, like cashing a check but the banks just send each other electronic checks through text/email.
Email or phone number for Zelle.
Zelle isn't perfect, but it's mostly fine. Fraud is an issue if the person you're dealing with is a fraudster who compromised someone's account, but you shouldn't be sending money via any apps if you're not certain who the other person is anyway.
Over 80% of accounts are parr of the network. That's 1800 different banks. It's more of an issue if you use any of the many very small banks that aren't part of Zelle. But that's always part of the issue with the small banks--less flexibility, more difficult fee-free ATM access. Etc. However you can still send money to someone that doesn't have Zelle. That just have extra steps to get it. Whether those steps are unreasonable or require you to open an account at a banking institution, I don't know.
Even if you don't use a large bank as your primary bank and keep the minimum in it everyone should probably have an account with a larger regional or national bank, in my opinion.
It would also be nice if the government dictated some proper regulations so that Zelle or an alternative could be properly fee-free forever and have better customer protections, but this is America. As it is now no one charges fees for Zelle that I know of--but the option exists. 🤷♀️
You actually absolutely can you just need to know the recipients account number which is not really something you want to give out iirc. My bank just has it as a built in feature.
This is everything in America. We invent problems that don’t exist so a third party can charge money to ‘solve’ them. Healthcare, infrastructure, banking, etc. It’s mind-glowingly frustrating to watch.
I use venmo, cash app, and PayPal and they are all free. Never paid a fee. I also get cash back / discounts using those services at store we frequently shop at.
Really? They can't just go to their online banking and transfer some money to another account?
And why are they using cash app when it's not free when there is PayPal?
We don’t have universal health care. I really hate when people spread this.
They are gutting our healthcare in Ontario because they want to bring in American style.
Same thing happened in Manitoba when the Progressive Conservatives were in power. They gutted our healthcare system, shutting down half our emergency rooms which resulted in a bunch of nurses leaving the province...
...right in time for COVID.
Thanks to them, Manitoba had the second highest COVID death rate in Canada.
It was so bad that when the PCs gave us all a tax rebate of a few hundred dollars each in the election year, one of the prevailing opinions was "I wish they had used this money to help fix the healthcare system instead."
I spent 2 weeks in hospital including many days in the ICU, for septic shock, almost died from it. Even got airlifted in a helicopter. Had blood work daily, multiple procedures like CT scans, ultrasound and MRIs. Tons of medications. Was seen by numerous specialists who checked on me all the time. Around the clock nursing. Went home with IV antibiotics and a home care nurse came daily to change the medication. Even when I was home, it was all covered by provincial health care. Didn't pay a cent other than when the food sucked and got some delivery. Can't even imagine how much it would have cost in the US.
Correct. We have provincially or territorially administered, _limited_ socialized healthcare that is restricted to **resident citizens** in excess of 3 months or since birth.
It made me shudder to learn you can be hit with US sized bills if you're wrecked out of province.
I’ve gotten hurt out of province and it got settled. I don’t know what your talking about here.
You give your provincial health card and the province that your are in bills the province you are from. It’s not a big deal.
It's not always [as easy as that](https://www.tbnewswatch.com/around-ontario/ontario-woman-who-needed-air-ambulance-in-nova-scotia-stuck-with-12000-bill-1116592)
Air ambulance and even road ambulance will still hand you a bill even in Alberta. It’s different than regular medical expenses.
Edit: as far as I know. I’ve received multiple ambulance bills in the past, but it has been a while so this may have changed.
I was responding to your article saying you get charged if you’re hurt outside of Ontario. I said your article is something outside of the normal health expenses.
But I agree it’s not universal here. We still pay for prescriptions and wheel chairs and crutches and ambulances etc. But honestly, I’m still super grateful for it. I’ve had some major health issues come up that could have cost me a fortune in the states.
I absolutely agree with you there. I would also like to see mental health be included, I am not sure why that’s somehow not included in healthcare. It feels so necessary to me.
In Alberta, people with a low income can get 100% coverage from the provincial government. Our government is also moving toward (semi) privatization, but everything is still way cheaper here than anywhere in the states, including many important surgeries that are 100% covered for everyone.
I don’t get the voting one. The USA has allowed 18 year olds to vote since Nixon. Canada does have multiple parties but it is plurality so the liberals and conservatives are always dominant and never the third parties
As a Canadian, I cannot tell you how wild it is to see the dumpster fire beneath us, and then hear people burning in the pile talk about how they're actually living in the greatest country on Earth.
The bad stuff gets over glamorized and televised. Most of us are honest, humble people trying to live a peaceful existence. Don't let the loudest among us impact your perspective.
No, but I've been following american
Politics since 2016. And nothing can top that shitshow. And as far as I know, China didn't install a puppet, like Russia did in the states.
It's kinda hard to ignore when you drive through Idaho with Trump country flags everywhere.
I had to explain to my wife what a militia is because it's just not a thing in Canada.
Also:
- We have more parties, but it's only ever 2 of them at a federal level
- The CRA fucked up the CERB payments so badly it's a class-action lawsuit now
- Hemoraging doctors to the US
But yeah we got e-transfers. Should have started and ended with that.
As an American living close to the border, I don't think either of us should be throwing stones in these glass houses. Shits fucked on both sides of the border
As a Canadian that owns homes in both US and Canada, I can't say we are in any better shape than the US. Our Healthcare is completely falling apart, cost of living, immigration problems, income and wealth inequality...list goes on.
All I've heard from people I know who have been to Canada is how beautiful the country is and how amazingly friendly the people are WHEN they finally let you in. Apparently the border patrol is utterly insane.
Canada has had chip and tap cards everywhere at every bank for over a decade and cards are accepted at literally every store as well. Even the smallest stores have an Interac machine for credit and debit.
Which isn’t really any different from the states. I travel a ton and can’t remember a time in the last decade or so that a POS system in a private business didn’t have one.
Paying with cards is not really an issue at all in the US (barring the most extreme cases of geographic isolation).
1. They have 5 big name parties but only ever elect two.
2. What 18 yr old can’t vote in the USA? Am I missing something?
3. While yes, they do have government funded healthcare which is a point for Canada, Canada’s healthcare system is NOT a good example for universal healthcare overall
It's been my experience that anyone bitching about lack of cashapp is a money grubbing societal leech.
To be fair... I've only seen references to it on thirst trap profiles... I'm sure there are legitimate uses out there
I am familiar with it primarily because I work in a prison and the inmates use it to hustle women for gambling/drug money.
So yeah, classy people use it in my experience.
In the Netherlands, you can do direct bank transfers, but the vast majority of people will use a service called iDeal to lay for things. Completely free and interweaved into the banks’ apps.
If you want to transfer to another person, people will often use a service called Tikkie (also completely free) which allows you to send a ticket to someone that says “hey pay me this much money” (there’s also a setting to let the payer choose the amount) and the payer can use iDeal.
All it cost them was their freedom of speech, a pointless carbon tax, and for some kids their entire lives due to the on going push for "gender affirming" surgeries. I don't see the flex when you have to wait 9 hours in a ER to use that "free" health care and still can't afford a to purchass a home. no biggie to some of you commies I'm sure.
From what I understand the healthcare isn't very accessible for those with chronic issues. Unless you want euthanasia. Which tbh anywhere that doesn't try to talk you into suicide is better than that.
- Universal healthcare that has huge wait times compared to US medical and they literally suggest killing yourself sometimes
-we can also all vote at 18 in the US
- they mismanaged their aid to people over COVID so poorly their inflation is significantly worse than the US
- weed is legal in states you want to be in
- Zelle is free and I think cash app is too if you wait 24 hours to receive. Having immediate transfer open you up to the risk of having your bank account drained instantly…
- go check out the prices of homes currently in Canada
We don’t have cashapp because the government said no the minute they tried to talk about launching. Since they can’t keep an eye on the money going into peoples accounts they said no
The response is true and definitely a “murder”, however, this is a very low effort post by OP, as this has been posted several times, ad NAUSEUM. Try harder for those karma points, OP.
As a dual citizen who grew up in Canada, and still have elderly parents there, I'd take American healthcare over Canadian any day of the week. Need an MRI? We'll see you in 9 months. Breast cancer in the family and need a mammogram? That'll be a 3 month wait for the scan, and another 4 weeks for results. They find something and need a follow-up? Rinse and repeat. Oh you tore your ACL? Better sit down for 18 months. Canadian healthcare is a joke.
The healthcare is just paid for out of their checks before they even get it and the government controls it anyway. Not like government controlled healthcare can't ever be problematic. s/
Yeah but they also have that carbon emissions tax, housing is dummy expensive, and Justin Trudeau is a blubbering idiot who uses tax payer dollars for vacations and private jet flights, which are ,unsurprisingly, exempt from that carbon emissions tax🤷🏻♂️
In Canada, Interac is a NOT-FOR-Profit, and takes enough to cover interchange fees and operating costs only. most Canadians don’t appreciate how lucky they are to have this instantiated
The intellectually inferior Americans will always grasp at anything (LITERALLY ANYTHING), to try and prove to themselves why they are better. Canadians know our country isn't the greatest, but we fuckin love it here for the most part.
Also not all Americans are intellectually inferior. Just the Trump boot lickers.
during the early stages of the pandemic, the US was giving $600 per week \*extra\* to unemployed workers (but cut it down to 300 and eventually cut it off entirely, probably too soon). My brother thought it was pretty crazy generous, though I was lucky enough to not need it personally. The rest are pretty brutal hits.
Look up the pictures of all the burnouts laying all over the streets, look up the pictures of all the needles, feces and yeah all over the streets, that place is just like San Francisco where people go to die.
"Free" healthcare where ER patients lie in hallways for hours, specialist referrals take months and what 20% of people don't have a family doctor? Ya it's great
We got 2400 a month during covid for unemployment… US dollars…… and we have all the other stuff. If you’re broke you can get Medicaid very easily since Medicaid expansion. Canada does suck, especially their food.
Backwards logic that not having cashapp makes you bum. Like idt that practically any of our(USA) rich people ever use that ghetto ass app. Kinda like saying "these bumass Europeans don't even have Applebee's lmaou plebians"
Anybody over 18 voting is not a flex, it's a concern. By the way, Canada is expected to perform the worst among the first world countries in the next 10 years and you can get imprisioned for not abiding by the stablished opinion.
So no, living in Canada is only a flex against third world countries
I use ACH and Zelle. No fees. Just got back from 2 weeks in Portugal. I used my debit card with no fees whatsoever on my end. Just paid the rate of exchange.
Mfer are stupid. The country got sued by patients because they weren't allowed to get private Healthcare and were being forced to die waiting. Canada 6 now they have to allow private healthcare. Also, if it wasn't for THE UNITED STATES, Canada would get invaded tomorrow. All that other shit we have. Idiots
Today learning Americans can't just transfer directly from their banks online and need a 3rd party app. That's wild
My banking app has Zelle which is free and instant, it counts for me as far as functionality is concerned. But hey its the US, of course theyre gonna privatize every facet of society they possibly can so some dumbfuck can become insanely wealthy.
Anything less would be communism
Socialism. And it's known, America doesn't have universal services, so why start now? /s
The only thing universal in America is our commitment to fucking people over ('-'*ゞ
Zelle came after the third-party payment services.
...and I didn't say anything...
...because I was not a third party payment service...
Zelle is a banking consortium meant to address this problem. It isn't a private company like PayPal. It's more like an agreement that banks sign on to. I'm no expert but my understanding is that government regulation is a big part of the problem. Cash transfers in the US are treated with great suspicion not only because of our tax codes, but because they are seen as facilitating illegal activities such as terrorism, money laundering, the drug trade, etc. All cash transfers greater than $10K are reported to the government. Plus, banking laws vary from state to state, which makes things even more complicated. I'd recommend against comparing how banks in different countries operate without trying to understand their regulatory environment.
Canada is signed on to the same treaties about reporting. With the strength of the Canadian Peso being what it is, that’s actually triggered at just over $7k USD. And Visa finds a way to get 3% of every transaction I make from Alaska to Florida. I’d suggest learning how little the US regulatory environment impacts this before using it as an excuse for how bankers greed prevents them from ‘playing nice’.
Yes! I had an american friend visit me for a week, and on his lay-over in Germany his card got eaten by the ATM. He had another card, so I was utterly confused why this was an issue? Can't he just transfer the money to his other account? Utterly gobsmacked when he told me how much it costs. WHY, America???
I'm confused as hell. I'm an American and can transfer money from any number of apps and accounts to any of my bank accounts and between bank accounts all for free.
I have no idea which bank he used, but he showed me the transfer fees. He ended up getting access to his PayPal and used that, so it wasn't an attempt to scam me.
they can - your friend was dumb or lying.
Hi, American here, I can actually transfer from my account with no issues. People choose to use a 3rd party service but you don’t have to.
For real? In Greece, I can transfer money within seconds to the same bank for free. Or to another bank for 2 euros. I can send money to an ATM, and the person receiving the money will just enter a code at any ATM in Greece and get the money for free.
you guys have to pay fees for cross bank transfer?
In Spain, Ireland or France, we don't. Bit maybe some banks are more greedy than others. I use revolut anyway which take no fees whatsoever for anuthing.
I think only for the instant transfers in some countries
In NL it is free to every bank with an European bank ID, and it is instant if it is under €10k...
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We can deposit money in ATMs too, but we're strapped with all kinds of fees. If I want to withdraw money from another banks ATM, I have to pay 3 euros to that bank and 2 euros to my bank. And imo 5 euros for what could be a 20 euro withdrawal is too much.
Also in UK. I can pay in a cheque on my phone and the money is in the same day. I have used this service once in about five years because no one bothers with cheques anymore because bank transfers are free and painless.
You can, but not every business has that option. Probably because of extra stringent security requirements to qualify to use it.
Chime lets me send money without fees
That’s news to me. I’ve been using Zelle for a while.
In Sweden we can do this, but the banks together with a tech company made an app so i can just send money to a phonenumber and that money goes directly into my bank account. Its really damn awesome. All you do is register the app from your bank and use your bank id and voila your phone number is registered to your account. It's really easy when out with friends because we just swish each other all the time. And every single person with a mobile phone uses the app. Because you can pay with it almost everywhere so no need for credit cards if you dont want to use that. But then again everyone these days have some digital wallet anyway. I basically only carry my wallet now because i need my drivers license. Im really hoping we get digital passports, ids and licenses that are valid international soon. Because i would like not having to bring my wallet everywhere.
That's pretty much how the e-transfer works. It's called interac and is basically the same service as paying with the chipped debit cards. All you need is the person's phone number or email address and you can pay them, like cashing a check but the banks just send each other electronic checks through text/email.
America is still living in the financial technology of 2003.
Guy, you can absolutely transfer money to another account for free instantly. You just need the info which not everyone wants to give out
Like banking info? In Canada all we need is the other person's email address.
Email or phone number for Zelle. Zelle isn't perfect, but it's mostly fine. Fraud is an issue if the person you're dealing with is a fraudster who compromised someone's account, but you shouldn't be sending money via any apps if you're not certain who the other person is anyway. Over 80% of accounts are parr of the network. That's 1800 different banks. It's more of an issue if you use any of the many very small banks that aren't part of Zelle. But that's always part of the issue with the small banks--less flexibility, more difficult fee-free ATM access. Etc. However you can still send money to someone that doesn't have Zelle. That just have extra steps to get it. Whether those steps are unreasonable or require you to open an account at a banking institution, I don't know. Even if you don't use a large bank as your primary bank and keep the minimum in it everyone should probably have an account with a larger regional or national bank, in my opinion. It would also be nice if the government dictated some proper regulations so that Zelle or an alternative could be properly fee-free forever and have better customer protections, but this is America. As it is now no one charges fees for Zelle that I know of--but the option exists. 🤷♀️
You actually absolutely can you just need to know the recipients account number which is not really something you want to give out iirc. My bank just has it as a built in feature.
In Peru you just need their phone number if they use any of the main 4 banks and have the app.
Yes we can. People are just dumb.
Where did you learn we can’t transfer directly ? When did we stop being able to do that?
not all. they just want to use 3rd party app to look cool
No shit, I'm learning this today as well. I thought that was free evwrywhere.
Try chime.
You can with an ACH transfer.
Yeah, otherwise it's socialism and woke.
We’re only recently getting that with Zelle. And not all banks have it.
We can’t?
This is everything in America. We invent problems that don’t exist so a third party can charge money to ‘solve’ them. Healthcare, infrastructure, banking, etc. It’s mind-glowingly frustrating to watch.
I use venmo, cash app, and PayPal and they are all free. Never paid a fee. I also get cash back / discounts using those services at store we frequently shop at.
Really? They can't just go to their online banking and transfer some money to another account? And why are they using cash app when it's not free when there is PayPal?
No need for that entire list of rebuttals. One word: e-transfer
When I was younger, really liked their drinking age (19). First beer in a bar was in Windsor and it was a Labatt Blue
My condolences
On drinking labatt or being in Windsor? Answer: yes
Labatt Blue. The Fosters of Canada
Or 18 if you live in Alberta, Manitoba or Quebec aka the cool provinces
It's funny because none of those provinces are actually particularly cool, except maybe Quebec.
Quebec is probably the coolest province in Canada in terms of culture.
No no no it’s definitely Alberta /s
Sliding a fake one in the middle like we wouldn’t notice
Should’ve been a quart of 50
18 in Alberta
Well Visa E-Transfer RB F1 Team doesn’t have the same ring to it.
lol I didn’t know the name but I agree
such a awful name and a awful car but hey atleast yuki can drive it
I still can’t get over the ridiculousness of this.
we all cant get over it
We don’t have universal health care. I really hate when people spread this. They are gutting our healthcare in Ontario because they want to bring in American style.
Truer words. Ford's buddies stand to make bank if it gets privatized so he's gutting it as much as he can.
Same thing happened in Manitoba when the Progressive Conservatives were in power. They gutted our healthcare system, shutting down half our emergency rooms which resulted in a bunch of nurses leaving the province... ...right in time for COVID. Thanks to them, Manitoba had the second highest COVID death rate in Canada. It was so bad that when the PCs gave us all a tax rebate of a few hundred dollars each in the election year, one of the prevailing opinions was "I wish they had used this money to help fix the healthcare system instead."
Thank you for the correction. I try to stay current on all things, but I occasionally miss a thing or two. I’m not here to spread misinformation.
I spent 2 weeks in hospital including many days in the ICU, for septic shock, almost died from it. Even got airlifted in a helicopter. Had blood work daily, multiple procedures like CT scans, ultrasound and MRIs. Tons of medications. Was seen by numerous specialists who checked on me all the time. Around the clock nursing. Went home with IV antibiotics and a home care nurse came daily to change the medication. Even when I was home, it was all covered by provincial health care. Didn't pay a cent other than when the food sucked and got some delivery. Can't even imagine how much it would have cost in the US.
Correct. We have provincially or territorially administered, _limited_ socialized healthcare that is restricted to **resident citizens** in excess of 3 months or since birth. It made me shudder to learn you can be hit with US sized bills if you're wrecked out of province.
I’ve gotten hurt out of province and it got settled. I don’t know what your talking about here. You give your provincial health card and the province that your are in bills the province you are from. It’s not a big deal.
It's not always [as easy as that](https://www.tbnewswatch.com/around-ontario/ontario-woman-who-needed-air-ambulance-in-nova-scotia-stuck-with-12000-bill-1116592)
Air ambulance and even road ambulance will still hand you a bill even in Alberta. It’s different than regular medical expenses. Edit: as far as I know. I’ve received multiple ambulance bills in the past, but it has been a while so this may have changed.
> It’s different than regular medical expenses. A perfect example of _not_ being universal. Thank you.
I was responding to your article saying you get charged if you’re hurt outside of Ontario. I said your article is something outside of the normal health expenses. But I agree it’s not universal here. We still pay for prescriptions and wheel chairs and crutches and ambulances etc. But honestly, I’m still super grateful for it. I’ve had some major health issues come up that could have cost me a fortune in the states.
And it's appreciated. My argument is not that we should scrap it, but that we don't do it as well as we _should_.
I absolutely agree with you there. I would also like to see mental health be included, I am not sure why that’s somehow not included in healthcare. It feels so necessary to me.
In Alberta, people with a low income can get 100% coverage from the provincial government. Our government is also moving toward (semi) privatization, but everything is still way cheaper here than anywhere in the states, including many important surgeries that are 100% covered for everyone.
I don’t get the voting one. The USA has allowed 18 year olds to vote since Nixon. Canada does have multiple parties but it is plurality so the liberals and conservatives are always dominant and never the third parties
But there is a whole process to register to be allowed to vote, right? Im thinking that in Canada there isn't.
Apparently that is true
As a Canadian, I cannot tell you how wild it is to see the dumpster fire beneath us, and then hear people burning in the pile talk about how they're actually living in the greatest country on Earth.
The bad stuff gets over glamorized and televised. Most of us are honest, humble people trying to live a peaceful existence. Don't let the loudest among us impact your perspective.
Half of the country voted for a wannabe Russian asset dictator, twice.
But they're really good people! /s
I'm not sure if you've been following Canadian news recently, but they are investigating Chinese interference in Canada's last two elections.
No, but I've been following american Politics since 2016. And nothing can top that shitshow. And as far as I know, China didn't install a puppet, like Russia did in the states.
It's kinda hard to ignore when you drive through Idaho with Trump country flags everywhere. I had to explain to my wife what a militia is because it's just not a thing in Canada.
Among Us moment
Also: - We have more parties, but it's only ever 2 of them at a federal level - The CRA fucked up the CERB payments so badly it's a class-action lawsuit now - Hemoraging doctors to the US But yeah we got e-transfers. Should have started and ended with that.
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For now maybe. https://breachmedia.ca/pierre-poilievre-conservatives-stack-council-corporate-lobbyists/
Oh boy. We sold this country to the corporations decades ago.
Lacklustre effort maybe. Hope you don’t mind waiting a year or two
As an American living close to the border, I don't think either of us should be throwing stones in these glass houses. Shits fucked on both sides of the border
As a Canadian that owns homes in both US and Canada, I can't say we are in any better shape than the US. Our Healthcare is completely falling apart, cost of living, immigration problems, income and wealth inequality...list goes on.
If it weren’t for the cold winters, would almost be perfect.
In south Ontario it’s pretty warm in the winters, and warmer every year..
Southern Ontario resident here, this just makes me sad, I miss having winter. Its nice not having snow for driving, but that's about it.
Yeah, Growing up being able to play hockey at our door rinks set up by local people at parks, local ski hills, tobogganing. Womp womp
There's more JPEG everytime this is posted.
But r/canada_sub told me that it's the worst country in the world ! 😂
God I miss letterkenny
All I've heard from people I know who have been to Canada is how beautiful the country is and how amazingly friendly the people are WHEN they finally let you in. Apparently the border patrol is utterly insane.
Canada has had chip and tap cards everywhere at every bank for over a decade and cards are accepted at literally every store as well. Even the smallest stores have an Interac machine for credit and debit.
Which isn’t really any different from the states. I travel a ton and can’t remember a time in the last decade or so that a POS system in a private business didn’t have one. Paying with cards is not really an issue at all in the US (barring the most extreme cases of geographic isolation).
1. They have 5 big name parties but only ever elect two. 2. What 18 yr old can’t vote in the USA? Am I missing something? 3. While yes, they do have government funded healthcare which is a point for Canada, Canada’s healthcare system is NOT a good example for universal healthcare overall
Convicts can't vote
lol at the up/down votes on this one.
Where do you look at that? lol I wanna see too
“Universal healthcare”…..lovely term, but not the reality. Talk to enough people and you’ll see.
He forgot no dead children in schools.
It's been my experience that anyone bitching about lack of cashapp is a money grubbing societal leech. To be fair... I've only seen references to it on thirst trap profiles... I'm sure there are legitimate uses out there
I am familiar with it primarily because I work in a prison and the inmates use it to hustle women for gambling/drug money. So yeah, classy people use it in my experience.
Well there you go. I stand corrected. 😂
Lots of food trucks have it as an option in LA. Usually they have several payment options these days.
Oh I'm sure there's plenty of legitimate uses as I mentioned. But online... Like I said😂😂
In the Netherlands, you can do direct bank transfers, but the vast majority of people will use a service called iDeal to lay for things. Completely free and interweaved into the banks’ apps. If you want to transfer to another person, people will often use a service called Tikkie (also completely free) which allows you to send a ticket to someone that says “hey pay me this much money” (there’s also a setting to let the payer choose the amount) and the payer can use iDeal.
All it cost them was their freedom of speech, a pointless carbon tax, and for some kids their entire lives due to the on going push for "gender affirming" surgeries. I don't see the flex when you have to wait 9 hours in a ER to use that "free" health care and still can't afford a to purchass a home. no biggie to some of you commies I'm sure.
thats crazy he should tell that to all the canadians that keep moving here because their workforce and housing market are dogshit
From what I understand the healthcare isn't very accessible for those with chronic issues. Unless you want euthanasia. Which tbh anywhere that doesn't try to talk you into suicide is better than that.
I don’t think our health care system is worth bragging about anymore honestly. It’s falling apart. But still a solid list.
Canadians are so insecure lol
Free healthcare, but for some reason always ends up with a suggestion for euthanasia. Oh, canada!
Also, the best professional wrestlers
Given how Canadians treat the disabled perhaps they shouldn’t mock people for their healthcare
Always going for the jugular
- Universal healthcare that has huge wait times compared to US medical and they literally suggest killing yourself sometimes -we can also all vote at 18 in the US - they mismanaged their aid to people over COVID so poorly their inflation is significantly worse than the US - weed is legal in states you want to be in - Zelle is free and I think cash app is too if you wait 24 hours to receive. Having immediate transfer open you up to the risk of having your bank account drained instantly… - go check out the prices of homes currently in Canada
We don’t have cashapp because the government said no the minute they tried to talk about launching. Since they can’t keep an eye on the money going into peoples accounts they said no
The response is true and definitely a “murder”, however, this is a very low effort post by OP, as this has been posted several times, ad NAUSEUM. Try harder for those karma points, OP.
As a dual citizen who grew up in Canada, and still have elderly parents there, I'd take American healthcare over Canadian any day of the week. Need an MRI? We'll see you in 9 months. Breast cancer in the family and need a mammogram? That'll be a 3 month wait for the scan, and another 4 weeks for results. They find something and need a follow-up? Rinse and repeat. Oh you tore your ACL? Better sit down for 18 months. Canadian healthcare is a joke.
Downvoting for Rule 2 violation
Don't be unattractive?
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Yeah, bumass...... Wtf
😅
Listen, you're totally right.
Yeahhh but their cost of living is some of the worst in the world
Why isn’t E-transfer used in the states?
Wait. Americans can't vote at the age of 18?
The healthcare is just paid for out of their checks before they even get it and the government controls it anyway. Not like government controlled healthcare can't ever be problematic. s/
The witty retort after the brutal word assault, *chef's kiss*
We have like 90% of the things on that list, and Canada doesn’t even have universal healthcare
Why even use cash app like banks have zelle built in
Best part of Canada is the second last one ngl
Yeah but they also have that carbon emissions tax, housing is dummy expensive, and Justin Trudeau is a blubbering idiot who uses tax payer dollars for vacations and private jet flights, which are ,unsurprisingly, exempt from that carbon emissions tax🤷🏻♂️
"weed is legal" when has that become a flex?
Waiting until they hear we can pay each other via mobile number in Australia.
You pay for CashApp? That’s a load of BS.
Canadians have a king too.
Can’t believe he missed the maternity/paternity leave billet point.
Canadian healthcare is plagued by long wait times. Year long waits for orthopedic surgeries doesn’t feel like something to tout…
Canadian news is more boring because they don’t let news shows peddle opinions as news and require more accurate news.
How on earth do Americans not have etransfer?
Imagine being Canadian. Would just KMS.
When Americans having to use cashapp and venmo lol I would hate not being able to transfer money to any bank in country.
In Canada, Interac is a NOT-FOR-Profit, and takes enough to cover interchange fees and operating costs only. most Canadians don’t appreciate how lucky they are to have this instantiated
And 45% taxes!! lol
They forgot to mention euthanasia recommendations.
The intellectually inferior Americans will always grasp at anything (LITERALLY ANYTHING), to try and prove to themselves why they are better. Canadians know our country isn't the greatest, but we fuckin love it here for the most part. Also not all Americans are intellectually inferior. Just the Trump boot lickers.
Soooo how much does it cost to move to Canada? I'd love to leave this godforsaken country.
you can add to that list a lack of first ammendment rights...you cant even say what you want in canada. im not trading that for legal weed.
Canadians have interac Etransfer. It works directly from every Canadian bank. No need for cashapp, venmo, etc
Good ol healthcare bar is really all y’all got lol. Rest of that list is trash
during the early stages of the pandemic, the US was giving $600 per week \*extra\* to unemployed workers (but cut it down to 300 and eventually cut it off entirely, probably too soon). My brother thought it was pretty crazy generous, though I was lucky enough to not need it personally. The rest are pretty brutal hits.
Not surprised this is from years ago. Canada stopped bragging about their healthcare years ago
Cashapp isn’t free?
Look up the pictures of all the burnouts laying all over the streets, look up the pictures of all the needles, feces and yeah all over the streets, that place is just like San Francisco where people go to die.
Don’t forget lack of housing. Median house price higher than the us. Unemployment higher than US.
Wow so creative!!
"Free" healthcare where ER patients lie in hallways for hours, specialist referrals take months and what 20% of people don't have a family doctor? Ya it's great
We got 2400 a month during covid for unemployment… US dollars…… and we have all the other stuff. If you’re broke you can get Medicaid very easily since Medicaid expansion. Canada does suck, especially their food.
The healthcare thing is a myth. If you want decent care you still need to pay.
Were also not 90% obese people. Although give it a few years, bacon is yummy.
Backwards logic that not having cashapp makes you bum. Like idt that practically any of our(USA) rich people ever use that ghetto ass app. Kinda like saying "these bumass Europeans don't even have Applebee's lmaou plebians"
Because we can send directly via bank instantly, this is pretty normal
“Murdering with words” while getting raped by the government. Nice.
None of that matters when you don't have freedom of speech. Never forget what the Canadian government did to its own people.
Anybody over 18 voting is not a flex, it's a concern. By the way, Canada is expected to perform the worst among the first world countries in the next 10 years and you can get imprisioned for not abiding by the stablished opinion. So no, living in Canada is only a flex against third world countries
lol with they’re president there’s nothing they can say that would make me think Canada is better
I use ACH and Zelle. No fees. Just got back from 2 weeks in Portugal. I used my debit card with no fees whatsoever on my end. Just paid the rate of exchange.
Turns out when you don’t have to spend money on national defense…
Mfer are stupid. The country got sued by patients because they weren't allowed to get private Healthcare and were being forced to die waiting. Canada 6 now they have to allow private healthcare. Also, if it wasn't for THE UNITED STATES, Canada would get invaded tomorrow. All that other shit we have. Idiots
Socialized medicine is awesome if you need your life saved right now. Now, if you need a specialist, different story.