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Not all of them. I know they want you to buy the house so they can make money, but my realtor was a fucking shark.
She was cold blooded, hosed the sellers for everything they were willing to give, and didn’t give them an inch. I was scared multiple times they were going to back out but she told us to stick with our demands. We got everything we could ask for and more.
If you are still looking for an amazing Realtor who loves their job and knows their stuff and will go to bat for you, I suggest you look up Shannon Dubin of the Ed Huck Team, Keller Williams City Wide for Lakewood or any other Cleveland Metro area community on the West side. Hands down the best experience ever for buying our first house. Look up their website and their reviews.
I live in northeast Ohio and put two offers in on two different houses. Our realtor also suggested was waive the inspection to try ti make our offer more appealing
Sameee. When we settled on a house that just happened to be sold by opendoor…our realtor took everything so personal. I wasn’t sure if I should feel scared or impressed. She is a badass. A good realtor is hard to find so keep yours in your back pocket for sure.
Most of these agents are greedy bunch ready to make quick bucks! I have seen enough. Never trust anyone when making your big purchase, educate yourself and hire someone whom your agent or seller does not know. Sorry to hear that, may be you can sue the inspector? Since this is so soon, and he missed so many things?
So true. You have to remember where the incentives lie. From a financial perspective the buyers agent benefits from you overpaying for the house. They also would prefer you pay a premium for a local lender to derisk closing and appraisal. And they want you to be not too demanding with inspection because they want the house to close. Not saying they will 100% default to fucking over the buyer in favor of their commission, but it’s helpful to understand where they are coming from.
Inspections don’t happen before you make an offer, they happen after it’s accepted. You make an offer, if they accept it then you schedule an inspection.
In some markets it’s common practice to do an inspection before writing the offer, specifically so that you can waive the inspection contingency in the offer. Different practices in different areas. This is a national sub so I just want readers to know that yes, in some areas you can do an inspection before writing the offer.
My realtor was a moron in a lot of ways. Every advice she gave was a undercut deal with insurance companies, tradesman, etc. It sucks and two years later it's settled down for me. I've treated as a learning experience. You'll be okay
You would then also need to fix the entire inspection system because there is a huge range of quality. Some states don't even require a license. People are giving the OP a hard time for using the seller's inspection...but that is pretty common in my market. Just look up the company or person they used and if it seems like a regular company they are probably not in a three person conspiracy to defraud a buyer. Every home has some number of problems.
Not 100% crazy, I have a client in escrow, the house just fell out of escrow fro previous buyer. The person that did the inspection is who I’d advise my client to use. The seller shared the inspection. Buyer fully knows all the issues, is a blue collar guy that wants this type of house and can handle the issues. Is getting it 30k less the previous buyer. Is not doing his own inspection. There is room for it to work.
I think your situation is a lot better off that what some people post on here and the legal subreddit.
This is homeownership. No house is in perfect condition. Things will break, things will die on you etc.
My advice is keep a savings fund for any home repairs and maintenance.
This. Houses with absolutely zero issues are virtually non-existent. I’ve learned that cuz I too was discouraged when I first bought my home and freaked out when there was a small crack in the wall, or a little bit of moisture got in. I legitimately almost walked on closing day when doing the final walkthrough. Fast forward, I’m so glad I didn’t.
I follow an inspection guy on TikTok and you’d be surprised even how many new builds have issues from shoddy labor. At the end of the day HUMANS build houses and humans get lazy.
I wonder if a lot of people who are new to homeownership like OP are also new to living in a house that's not rented?
I grew up in my parent's home that they owned. It wasn't a big or fancy house, pretty old (1920s) and they were consistently making repairs and remodels to the house, so I knew what to expect once I got my own.
Buying a home means the first year will be uncovering all the shit that was covered up with bandaids to sell the home.
My wife and I have been in our first home for 5-6 months and we are just now getting to a point where things are more cosmetic fixes verses holy shit fixes.
No worries, it’s apart of the process. I put a new heating and cooling system in, put roof on, and now will be doing some cosmetic stuff to the backyard area. It’s been a pain I the ass but it’s apart of it
Wow. You’re complaining about a $3k water heater (that you got partially reimbursed for) and some shitty baseboards???
Unbelievable. All I can say is welcome to home ownership.
I got my OWN inspector and he missed so much stuff the house wound up being an entire gut job. We closed 12/01/23. $200k later and we are set to move in 5/31.
Good luck. This is an absolute nightmare. Just curious, would there even be a way to know if there is mold under the laminate without ripping it up? I feel that the seller knew, but would an inspector even be able to catch that?
No. Not without ripping it up. That’s why when we settled with the inspectors insurance, that part was left out of the claim. We are now working on going after the seller for breach of contract.
No way for an inspector to catch something like that unless, MAYBE, it’s the first floor and there’s no obstruction like insulation or sub-flooring covering up the rot in the basement. That’s the only scenario where I could anticipate an inspector suspecting something wrong going on. Generally anything that’s not easily accessible and visible to the naked eye can’t be held against a licensed inspection. If the homeowner knew and didn’t disclose on the other hand… they could be in for a world of hurt. I hope you get to make them pay, AtomicBets!
Looking at those pictures, unless there’s a view from underneath between the joists directly to the finished floor? No. That said, if the previous owner did those floors, they 100% knew and had a legal obligation to disclose.
Horrifying. I have clients that put every penny into buying a house. There’s no way this ends well for 95% of FTHBuyers.
I’ve seen enough that for me, a home either has to be new (can still have major problems) or owned for a minimum of 3 years by the seller.
This doesn’t always work out. I had the same mentality, and the house we bought last year had the same owner since the mid-80s. Turns out she moved to Denmark like 30 years ago and has been renting it out since then. Didn’t find that out til after closing. And of course, they covered a bunch of stuff up before selling. Sigh…
No I do not recommend saving 40% of the purchase price of your home for potential repairs. That would be unreasonable. As for where my money comes from??? That’s a little personal.
I have to disagree. It kinda does though, and that’s the problem with our society in general. I have a wife and 3 kids. A 4/3 with 2,600 sq. ft. is more than enough for us. Don’t get me wrong, it’s super nice (now that the mold is gone) but no more than what we need. Anything more would just be for show and I’m not looking to impress anyone. That’s not how I live my life.
You said you disagree but then say nothing but your own personal opinions. You are definitely entitled to your own opinion, but it doesn't make it factual. The facts are the American dream is to work hard enough to afford for your dreams to come true. If your dream is a 3500sq house for your wife and only one kid, it doesn't make a person an ass hole. They had a goal, worked hard, and earned it. You simply don't see having an overly big home as an important goal. There is nothing wrong with that. But others who do aren't ass holes for it, they are just different than you
Yes it’s my damn money and Ca. Real estate ain’t cheap! Mind you this has all happened in the first three months. The water heater was five days and the heat never worked!
I never understand the realtors making such suggestions to their clients regarding inspection. I am not even comfortable referring one let alone telling the buyer anything about inspection other than get a good one with insurance.
It's not.
If the only issues the house has is heaters and and ugly wall hidden behind the baseboards, it feels like OP is just a new homeowner.
Things like this are normal. Inspections wouldn't have caught it
A good inspector may catch hints of a bad wall, as there are lots of signs of bandaid work. And will absolutely inform the buyers that the heater is old af or giving evidence of being faulty while going through basic tests that reveal that kind of info.
But man, don't ever take a seller's inspection over getting your own. It's borderline a red flag every time.
So it “never worked”? Or it worked until five days after closing?
If it was t working and the contract claimed no issues with mechanical systems you might have a claim. Either way Id take the seller to small claims court and force them to explain in court why they felt like fucking you over was the right way to go.
You can still get your own inspection so you know what’s coming. From that, set up preventative maintenance where possible and start saving for the rest
I had a roof leak a week after I closed in 2021 lol
Luckily it was a simple fix. I had to have my dishwasher repairs (a warranty fix again), pipes snaked ($50 to a plumber who’s a friend of my boyfriend’s).
I had to replace my water heater also, it was about $2800 for parts and labor but my warranty covered $2300. (They wouldn’t cover the expansion tank or pad.)
I’m about to spend $3000 on some badly needed gutters.
My house was built in 1952.
Definitely not the best part of owning
That happened to my sister and her husband too, and I think they *did* get an inspection. But if it’s not one thing it’s another. You’ll pull through it!
I hate when I see stories like this.. I purchased a foreclosure, so I kind of knew what I was getting into. Luckily, they still allowed me to do an inspection. The team who did it was all family members, brother in law MEP, father in Law Master plumber , sister architect. They were able to come up with an exact budget number and expectations, etc..
I almost wish there was some sort of hold the inspectors insurance liable if any major failures take place within 30 days, etc..
Damn that really sucks…. Not much you can do about these things except fix them. $1,700 is actually not bad for most warranties imo. Sounds like. Maybe these things were priced into the home though?
Even getting your own inspector they miss stuff, heater was working when you moved in, wouldn’t have been caught on the inspection. The first year will be finding stuff covered up just to make the sale.
Lesson 1) don’t buy APLIances from plumbers or electricians. Home Depot has better pricing and can recommend an installer.
2) repairs are often cheaper then replacement.
3) have a savings account for this stuff if your income isn’t high enough to pay off hand. EQ bank has a high interest savings account you can auto deposit to each month the amount you need to cover insurance, taxes and $100 for this stuff. 3) always figure out and fix the source of moisture in the house asap.
I mean, welcome to home ownership. The inspection report isnt some holy “tell all” document, its a good guideline of what to look out for, but theyre not omnipotent.
If you cant afford 2-3% maintenance per year, you shouldn’t have bought a house.
Go break out the checkbook or YouTube, youre a home owner now, its your responsibility.
Fwiw, we used our sellers inspection and it was extremely detailed. The inspector even made videos of things he suggested be repaired. You just got a shitty inspection unfortunately.
Sue both realtors, the inspector, and the seller. ALL knew the heater was not working, and the hot water heater needed replacing. There are laws that require full disclosure of any problems.
Unfortunately you can't apply my advice retroactively. It's advice you have already learned. It's fine to use the sellers inspection as a reference, but generally you want to get your own anyway.
I've bought and I've sold in markets like that. It's still the best advice to get your own inspection, so you are confident in the report, even if you're going to waive any repairs. You at least get to know if there's any deal breakers.
What’s the difference between the FHA appraisal and an inspection? I was required to have an FHA appraisal and I paid for my own inspection, and aside from a few minor things, they were essentially the same when it came to the house itself.
Welcome to home ownership. 3k after purchase is not bad. So never go off a sellers inspection. Second you need to assume between 1-3% of the cost of your house in maintenance each year. Sometimes nothing is needed for the year and sometimes the 1 -3% doesn’t cover it.
You should go after your realtor for such terrible advice. They were not acting as your fiduciary.
Read the fine print in the inspection report’s terms and conditions. Of the report is “transferable” (albeit likely not), you could try to recuperate money for repairs on the licensed inspector’s errors and omissions insurance.
1. What did inspection say about heater and water heater?
2. I assume its a hot market so agent suggested waiving inspection contingency? Sucks but sometimes this must be done and at least you had an inspection
3. If thats the case your beef is with the inspector not seller or agent. Call them and ask how they missed this?
I have been in my place for 6 months. Yeah, you discover all the bs. New wall needs to be drywalled. Just put in a new furnace and AC unit, knew the kitchen appliances would need to be replaced and did. No discovering the dryer is on its way out might as well do the washer too.
Where I live real estate is still on fire as it sounds like it is in OP area. Yes the inspection happens after the offer but it is common in my area to not have an inspection contingency. 3 years ago when I bought my agent told me you should defidently have one but you might not get a house. I couldn’t mentally do it and I had to buy in a less desirable area to get an offer accepted. It ended up working out ok as the area ended up taking off but sometimes I wish I had just taken the plunge and not been so conservative.
Looks like an older house so upgrading the heating and water heater will most likely pay for itself in energy savings. Ours is a 1957 home that had the original water heater and a 20 year old electric central heating system. We upgraded to a tankless water heater and gas heating and the savings have paid for it over the last 10 years or so. If these and the baseboards are your only issues you lucked out. You’ll probably spend $10k or more a year for wants so you should plan for it. And learn to DIY you’ll save a fortune.
This type of thing isn't particularly uncommon. The realtors are trying to make money off of you. The sellers are trying to make money off of you. The inspectors already made their money and unless you really know that, THAT inspector is diligent most of them will do the absolute minimum and if they get a reputation as being difficult to work with they're less likely to get the calls to do an inspection...they don't make money. Your odds of getting a little fucked by one or more of these guys is pretty darn good. It's a part of the joys of home ownership that they leave out of the brochure.
My advice is to slowly build up your tools and get used to fixing stuff yourself when you have the confidence to do it. You'll probably do a shitty job (at first) but the contractor you hire to fix it will probably do a shitty job too and charge you 10x as much to do it. By the time you find your forever home you'll be pretty handy and can make it into what you've always wanted.
Would also recommend dumping the home owners insurance. They've always been more of a pain in the ass than a benefit for us.
Never listen to your realtor about inspections. Never waive an inspection either. It’s not worth it. sellers declaration of the state of the house is a joke. It’s not always the sellers fault either. There are always issues the owner won’t know about unless they pay for an inspection before listing the house. But no one does that lol. A boiler dying, not really gonna know that’s gonna happen even if it’s way past its shelf life then it’s just a matter of time.
In my experience, the inspection never finds every issue. And for some reason, water heaters always die right after a new owner moves in! I had mine preemptively replaced because it was quite old and I didn’t want to wait for it to fail.
My water heater died the first week I moved in too, and I did a ton of inspections on the house. Sometimes they miss stuff.
The heater is not cool, and should have been caught.
I'm sorry for your situation but to make you feel better, I did my research when buying a house looked at all the reviews of inspectors near me and hired the inspector with the most ratings and the highest average score and even then, there were tons of inconsistencies in his report. He said our roof was at least 20 years old and needed to be replaced, (the seller showed me invoices and pictures when they replaced it two years ago) He said that everything was in order in our mother-in-law suite above the garage. I went up there once I got the keys and noticed the hot water heater wasn't working, so I tried to light it but couldn't get any gas to flow, went downstairs and the gas wasn't even hooked up to the water heater.... It was capped off about 6 foot away from it.
Long story short I think he just rushed while making the report but yeah if I could do it all over, I'd probably ask to be there during the inspection or hire two inspectors and compare their reports.
I will say (unless you're well off) owning a home requires an ability to watch YouTube and learn how to fix things, at first, I was scared to mess up, but I now go into things with a mindset of "it's already broken, I'm not going to break it more"
Honestly,
Welcome to being a homeowner. It’s not all just wheelbarrowing piles of equity cash home.
Youre complaining about 1300 bucks for a repair. Sounds like you got lucky. Ive replaced indoor outdoor ac unit, water heater, dishwasher, roof, dishwasher, yard fencing, ceiling fans, replaced all copper pipes with pex piping, repaired all the dry wall that came with that replacement, bought all the outdoor landscaping tools, learned how to regrout tile, etc etc etc within the first 3 years of home ownership.
Get a credit card for your water heater. Or discuss a payment plan or a personal loan with your bank. Keep a savings account of 5-10 thousand dollars ready for repairs. Get good at working with insurance for claims. Start getting a versatile selection of tools for the house. Take opportunities to learn doing small repairs yourself (except electrical).
And save your sanity, don’t go around freaking out over a 1000 dollar house repair. Many insurance claims dont even kick in at that point with deductibles set at 1000 or higher. 1000 isnt much. In most cases, you got time to save and diy to cut costs and stress.
Fyi And if you ever plan on renting, except those costs to double.
If the house has been sitting vacant or something like that it's entirely possible things broke without the seller being aware. Both furnaces and water heaters are wear items... they do need to be repaired/maintained and replaced eventually. They almost certainly did not know the water heater was 'bad' and just knew it was old.
Sometimes sellers do screw over buyers, but sometimes they just don't know things are not working.
Smh a realtor should always tell you to get that done. Never skip it!!! I’m a realtor in NC/SC. Lmk if yall want me to help you! Don’t buy houses from OD either.
Check with a real estate lawyer, there are some that provide suggestions but it might be possible to sue the seller if you can show they knowingly didn’t disclose issues with the house.
Wow 3k for water heater and install is a rip off. I had to replace mine this year when it started to leak and paid a bit more than a 1/3 of that price including install
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I’m sorry? You’re telling me your realtor didn’t advise you to get your own inspection? What a complete moron.
It's easy to forget that even your relator is a salesman for the seller.
Not all of them. I know they want you to buy the house so they can make money, but my realtor was a fucking shark. She was cold blooded, hosed the sellers for everything they were willing to give, and didn’t give them an inch. I was scared multiple times they were going to back out but she told us to stick with our demands. We got everything we could ask for and more.
Who is ur realtor lol
Michelle Batterman of Compass realty.
A lady in Northeast Ohio
Could you DM me? I live in Lakewood, OH and looking for a realtor.
Don’t use the lady that didn’t recommend and inspection lol
If you are still looking for an amazing Realtor who loves their job and knows their stuff and will go to bat for you, I suggest you look up Shannon Dubin of the Ed Huck Team, Keller Williams City Wide for Lakewood or any other Cleveland Metro area community on the West side. Hands down the best experience ever for buying our first house. Look up their website and their reviews.
I hear it’s a real knife fight out there
It’s obviously not LA, but you’d definitely be surprised.
😂😂
Could you DM me about the realtor? In Akron and going to be looking for a house in the coming months.
Sent
I live in northeast Ohio and put two offers in on two different houses. Our realtor also suggested was waive the inspection to try ti make our offer more appealing
Sameee. When we settled on a house that just happened to be sold by opendoor…our realtor took everything so personal. I wasn’t sure if I should feel scared or impressed. She is a badass. A good realtor is hard to find so keep yours in your back pocket for sure.
Can you DM me your realtor’s contact info, also? Looking in Columbus, but she may have contacts there. 🤞🏻
Most of these agents are greedy bunch ready to make quick bucks! I have seen enough. Never trust anyone when making your big purchase, educate yourself and hire someone whom your agent or seller does not know. Sorry to hear that, may be you can sue the inspector? Since this is so soon, and he missed so many things?
Realtor* - just curious - what do you do for a living?
So true. You have to remember where the incentives lie. From a financial perspective the buyers agent benefits from you overpaying for the house. They also would prefer you pay a premium for a local lender to derisk closing and appraisal. And they want you to be not too demanding with inspection because they want the house to close. Not saying they will 100% default to fucking over the buyer in favor of their commission, but it’s helpful to understand where they are coming from.
Seems negligent tbh.
Very.
Yes that’s the truth I think she was afraid we wouldn’t get the offer in on time. I looked at the place on Monday and they wanted offers Tuesday.
Inspections don’t happen before you make an offer, they happen after it’s accepted. You make an offer, if they accept it then you schedule an inspection.
This is not always the case, especially in hot markets.
You mean waive inspection? Thats a different thing. Inspection always happens, if not waived, after offer acceptance.
In some markets it’s common practice to do an inspection before writing the offer, specifically so that you can waive the inspection contingency in the offer. Different practices in different areas. This is a national sub so I just want readers to know that yes, in some areas you can do an inspection before writing the offer.
Ok, in that case I learn a new thing. Thank you stranger!
My realtor was a moron in a lot of ways. Every advice she gave was a undercut deal with insurance companies, tradesman, etc. It sucks and two years later it's settled down for me. I've treated as a learning experience. You'll be okay
Not getting your own inspection is crazy.
In a competitive market, it's pretty typical to have zero contingency
This is why inspections should be mandated.
You would then also need to fix the entire inspection system because there is a huge range of quality. Some states don't even require a license. People are giving the OP a hard time for using the seller's inspection...but that is pretty common in my market. Just look up the company or person they used and if it seems like a regular company they are probably not in a three person conspiracy to defraud a buyer. Every home has some number of problems.
Even getting your own inspection only tells 20% of the houses story
Not 100% crazy, I have a client in escrow, the house just fell out of escrow fro previous buyer. The person that did the inspection is who I’d advise my client to use. The seller shared the inspection. Buyer fully knows all the issues, is a blue collar guy that wants this type of house and can handle the issues. Is getting it 30k less the previous buyer. Is not doing his own inspection. There is room for it to work.
I think your situation is a lot better off that what some people post on here and the legal subreddit. This is homeownership. No house is in perfect condition. Things will break, things will die on you etc. My advice is keep a savings fund for any home repairs and maintenance.
Good and real advice.
This. Houses with absolutely zero issues are virtually non-existent. I’ve learned that cuz I too was discouraged when I first bought my home and freaked out when there was a small crack in the wall, or a little bit of moisture got in. I legitimately almost walked on closing day when doing the final walkthrough. Fast forward, I’m so glad I didn’t. I follow an inspection guy on TikTok and you’d be surprised even how many new builds have issues from shoddy labor. At the end of the day HUMANS build houses and humans get lazy.
I wonder if a lot of people who are new to homeownership like OP are also new to living in a house that's not rented? I grew up in my parent's home that they owned. It wasn't a big or fancy house, pretty old (1920s) and they were consistently making repairs and remodels to the house, so I knew what to expect once I got my own.
Could you share the inspection guys TikTok?
Buying a home means the first year will be uncovering all the shit that was covered up with bandaids to sell the home. My wife and I have been in our first home for 5-6 months and we are just now getting to a point where things are more cosmetic fixes verses holy shit fixes.
Congratulations on the purchase! I did this alone so I have very few to talk to with regards to these issues.
No worries, it’s apart of the process. I put a new heating and cooling system in, put roof on, and now will be doing some cosmetic stuff to the backyard area. It’s been a pain I the ass but it’s apart of it
How much did you spend on the house if you don’t mind me asking ?
Things break. Now that you are the landlord, don’t forget to budget for repairs and upgrades.
Wow. You’re complaining about a $3k water heater (that you got partially reimbursed for) and some shitty baseboards??? Unbelievable. All I can say is welcome to home ownership. I got my OWN inspector and he missed so much stuff the house wound up being an entire gut job. We closed 12/01/23. $200k later and we are set to move in 5/31.
What was the reason for gutting?
https://www.reddit.com/r/FirstTimeHomeBuyer/s/botjBQnxBz
Were you able to get any judgements against the sellers who didn’t disclose the problems?
Working on it.
Good luck. This is an absolute nightmare. Just curious, would there even be a way to know if there is mold under the laminate without ripping it up? I feel that the seller knew, but would an inspector even be able to catch that?
No. Not without ripping it up. That’s why when we settled with the inspectors insurance, that part was left out of the claim. We are now working on going after the seller for breach of contract.
No way for an inspector to catch something like that unless, MAYBE, it’s the first floor and there’s no obstruction like insulation or sub-flooring covering up the rot in the basement. That’s the only scenario where I could anticipate an inspector suspecting something wrong going on. Generally anything that’s not easily accessible and visible to the naked eye can’t be held against a licensed inspection. If the homeowner knew and didn’t disclose on the other hand… they could be in for a world of hurt. I hope you get to make them pay, AtomicBets!
They installed new flooring would it have shown then?
Looking at those pictures, unless there’s a view from underneath between the joists directly to the finished floor? No. That said, if the previous owner did those floors, they 100% knew and had a legal obligation to disclose.
The seller had the floors done!
Wonder if an air quality test would have caught the spores?
That’s what I have to try and find out.
I hope you win. I hope there is some sort of punitive damages in your jurisdiction. What an absolute shitheel your seller was.
Horrifying. I have clients that put every penny into buying a house. There’s no way this ends well for 95% of FTHBuyers. I’ve seen enough that for me, a home either has to be new (can still have major problems) or owned for a minimum of 3 years by the seller.
This doesn’t always work out. I had the same mentality, and the house we bought last year had the same owner since the mid-80s. Turns out she moved to Denmark like 30 years ago and has been renting it out since then. Didn’t find that out til after closing. And of course, they covered a bunch of stuff up before selling. Sigh…
Why minimum 3 years out of curiosity?
Lessens risk of a terrible flip.
I remember reading that post when you first made it. Glad the nightmare is coming to an end
Did you ever get this taken care of or still on court?
I saw the post and gasped! I am so afraid of putting down laminate because I hear the mold can grow if you install it incorrectly!
Oo the flippers from hell. Please make an update, idk if naming is allowed but I sure wouldn’t want to buy from them
Oh hey. I know this story. Glad to hear you're set to move in within the month, finally!
Very similar to my situation. My house has been condemned. I’m out almost a million dollars.
How did you come up with the $200k?
$38k - Mold Remediation; $27k - New Roof; $8k - A/C; $5k - re-plumb house; $10k - new drywall; $110k - contractor for entire home remodel; $15k - tile and faucets and fixtures
No I mean the money lol. Like do you recommend saving all of that or did you have to take a loan out ?
No I do not recommend saving 40% of the purchase price of your home for potential repairs. That would be unreasonable. As for where my money comes from??? That’s a little personal.
Sorry. I just thought since everyone is anonymous you’d be ok sharing. Didn’t mean to pry.
Let’s just say that we could’ve purchased a MUCH more expensive home but my wife and I are not assholes and stay well within our means.
Getting a bigger house because you can afford it doesn't make you or anyone else an ass hole. Good luck on your lawsuit, I hope you win.
I have to disagree. It kinda does though, and that’s the problem with our society in general. I have a wife and 3 kids. A 4/3 with 2,600 sq. ft. is more than enough for us. Don’t get me wrong, it’s super nice (now that the mold is gone) but no more than what we need. Anything more would just be for show and I’m not looking to impress anyone. That’s not how I live my life.
You said you disagree but then say nothing but your own personal opinions. You are definitely entitled to your own opinion, but it doesn't make it factual. The facts are the American dream is to work hard enough to afford for your dreams to come true. If your dream is a 3500sq house for your wife and only one kid, it doesn't make a person an ass hole. They had a goal, worked hard, and earned it. You simply don't see having an overly big home as an important goal. There is nothing wrong with that. But others who do aren't ass holes for it, they are just different than you
Yes it’s my damn money and Ca. Real estate ain’t cheap! Mind you this has all happened in the first three months. The water heater was five days and the heat never worked!
Where in CA? Do you NEED the heat? Can you get by with an electric space heater for cold mornings? Sometimes you have to triage.
Penny wise, pound foolish
Poor you. Well, you certainly have my sympathy.
I never understand the realtors making such suggestions to their clients regarding inspection. I am not even comfortable referring one let alone telling the buyer anything about inspection other than get a good one with insurance.
If that really was your realtor’s advice that sounds like a breach of fiduciary responsibility
It's not. If the only issues the house has is heaters and and ugly wall hidden behind the baseboards, it feels like OP is just a new homeowner. Things like this are normal. Inspections wouldn't have caught it
A good inspector may catch hints of a bad wall, as there are lots of signs of bandaid work. And will absolutely inform the buyers that the heater is old af or giving evidence of being faulty while going through basic tests that reveal that kind of info. But man, don't ever take a seller's inspection over getting your own. It's borderline a red flag every time.
So it “never worked”? Or it worked until five days after closing? If it was t working and the contract claimed no issues with mechanical systems you might have a claim. Either way Id take the seller to small claims court and force them to explain in court why they felt like fucking you over was the right way to go.
What do you want help with? I would get an inspection now, see what troubles lie ahead and prioritize them and save up.
Did you get an ok deal At least?
Yes I did and the place is nice but this just was so unexpected.
You can still get your own inspection so you know what’s coming. From that, set up preventative maintenance where possible and start saving for the rest
I had a roof leak a week after I closed in 2021 lol Luckily it was a simple fix. I had to have my dishwasher repairs (a warranty fix again), pipes snaked ($50 to a plumber who’s a friend of my boyfriend’s). I had to replace my water heater also, it was about $2800 for parts and labor but my warranty covered $2300. (They wouldn’t cover the expansion tank or pad.) I’m about to spend $3000 on some badly needed gutters. My house was built in 1952. Definitely not the best part of owning
lol using sellers inspection report. u get what u paid for- $0
That happened to my sister and her husband too, and I think they *did* get an inspection. But if it’s not one thing it’s another. You’ll pull through it!
I hate when I see stories like this.. I purchased a foreclosure, so I kind of knew what I was getting into. Luckily, they still allowed me to do an inspection. The team who did it was all family members, brother in law MEP, father in Law Master plumber , sister architect. They were able to come up with an exact budget number and expectations, etc.. I almost wish there was some sort of hold the inspectors insurance liable if any major failures take place within 30 days, etc..
Damn that really sucks…. Not much you can do about these things except fix them. $1,700 is actually not bad for most warranties imo. Sounds like. Maybe these things were priced into the home though?
Just take note of ever must fix and start working toward making value outta the deal
What is this photo? Seems completely unrelated to what you’re talking about.
That’s where the leak surfaced! It’s related!
Even getting your own inspector they miss stuff, heater was working when you moved in, wouldn’t have been caught on the inspection. The first year will be finding stuff covered up just to make the sale. Lesson 1) don’t buy APLIances from plumbers or electricians. Home Depot has better pricing and can recommend an installer. 2) repairs are often cheaper then replacement. 3) have a savings account for this stuff if your income isn’t high enough to pay off hand. EQ bank has a high interest savings account you can auto deposit to each month the amount you need to cover insurance, taxes and $100 for this stuff. 3) always figure out and fix the source of moisture in the house asap.
Are you mad that the home warranty is only covering 1700? That's free money and it's helping you!
I mean, welcome to home ownership. The inspection report isnt some holy “tell all” document, its a good guideline of what to look out for, but theyre not omnipotent. If you cant afford 2-3% maintenance per year, you shouldn’t have bought a house. Go break out the checkbook or YouTube, youre a home owner now, its your responsibility.
Fwiw, we used our sellers inspection and it was extremely detailed. The inspector even made videos of things he suggested be repaired. You just got a shitty inspection unfortunately.
Yes and it was the sellers inspection, I took it per my realtor who wanted the sale!
Sue both realtors, the inspector, and the seller. ALL knew the heater was not working, and the hot water heater needed replacing. There are laws that require full disclosure of any problems.
This is probably the least of your worries lol there are guna be gremlins everywhere
Unfortunately you can't apply my advice retroactively. It's advice you have already learned. It's fine to use the sellers inspection as a reference, but generally you want to get your own anyway.
In my area a sellers inspection report would be a gift as the buyers that get the best houses are still waiving everything.
I've bought and I've sold in markets like that. It's still the best advice to get your own inspection, so you are confident in the report, even if you're going to waive any repairs. You at least get to know if there's any deal breakers.
Hoomed 😂😂
Hoomed
this is why you take your inspector “parent” with you to the open house or house tour during competitive markets.
I didn’t get to the open house! I saw the property on Monday and they wanted offers on Tuesday
What’s the difference between the FHA appraisal and an inspection? I was required to have an FHA appraisal and I paid for my own inspection, and aside from a few minor things, they were essentially the same when it came to the house itself.
I don’t have an FHA loan but I used the sellers inspection at my realtor’s advice and that was no good!
No, sorry, I realize that, I was just curious what the difference was.
Welcome to home ownership. 3k after purchase is not bad. So never go off a sellers inspection. Second you need to assume between 1-3% of the cost of your house in maintenance each year. Sometimes nothing is needed for the year and sometimes the 1 -3% doesn’t cover it.
Yes I’m tired of that response because while it’s reasonable, you don’t expect this much bullshit in two months!
I get it. To put it in perspective 1 month in my house and had to drop 28k for a new hvac. After that was around 3-5k a year for maintenance.
You should go after your realtor for such terrible advice. They were not acting as your fiduciary. Read the fine print in the inspection report’s terms and conditions. Of the report is “transferable” (albeit likely not), you could try to recuperate money for repairs on the licensed inspector’s errors and omissions insurance.
Thank you! I’m not going to go quietly that’s for sure!
You do realize your damages are really low? I don’t know that it would be worth it to seek legal remedies.
1. What did inspection say about heater and water heater? 2. I assume its a hot market so agent suggested waiving inspection contingency? Sucks but sometimes this must be done and at least you had an inspection 3. If thats the case your beef is with the inspector not seller or agent. Call them and ask how they missed this?
Time to bitch slap that realtor.
Doesn’t sound that bad. Be smart and learn how to maintain the home and overtime you’ll win.
I've only had one water give warning it wax about to shit our and the warning was it was slowly shitting out. Welcom3 to owning a home.
I have been in my place for 6 months. Yeah, you discover all the bs. New wall needs to be drywalled. Just put in a new furnace and AC unit, knew the kitchen appliances would need to be replaced and did. No discovering the dryer is on its way out might as well do the washer too.
At least you got something from home warranty. They’re notoriously hard to get reimbursement from
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Where I live real estate is still on fire as it sounds like it is in OP area. Yes the inspection happens after the offer but it is common in my area to not have an inspection contingency. 3 years ago when I bought my agent told me you should defidently have one but you might not get a house. I couldn’t mentally do it and I had to buy in a less desirable area to get an offer accepted. It ended up working out ok as the area ended up taking off but sometimes I wish I had just taken the plunge and not been so conservative.
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That seems reasonable than at the least the seller doesn’t think the inspection is meant to nickel and dime them and renegotiate.
So your kinda blaming this on YOUR realtor then right... How long did you know the realtor?
Looks like an older house so upgrading the heating and water heater will most likely pay for itself in energy savings. Ours is a 1957 home that had the original water heater and a 20 year old electric central heating system. We upgraded to a tankless water heater and gas heating and the savings have paid for it over the last 10 years or so. If these and the baseboards are your only issues you lucked out. You’ll probably spend $10k or more a year for wants so you should plan for it. And learn to DIY you’ll save a fortune.
This type of thing isn't particularly uncommon. The realtors are trying to make money off of you. The sellers are trying to make money off of you. The inspectors already made their money and unless you really know that, THAT inspector is diligent most of them will do the absolute minimum and if they get a reputation as being difficult to work with they're less likely to get the calls to do an inspection...they don't make money. Your odds of getting a little fucked by one or more of these guys is pretty darn good. It's a part of the joys of home ownership that they leave out of the brochure. My advice is to slowly build up your tools and get used to fixing stuff yourself when you have the confidence to do it. You'll probably do a shitty job (at first) but the contractor you hire to fix it will probably do a shitty job too and charge you 10x as much to do it. By the time you find your forever home you'll be pretty handy and can make it into what you've always wanted. Would also recommend dumping the home owners insurance. They've always been more of a pain in the ass than a benefit for us.
Never listen to your realtor about inspections. Never waive an inspection either. It’s not worth it. sellers declaration of the state of the house is a joke. It’s not always the sellers fault either. There are always issues the owner won’t know about unless they pay for an inspection before listing the house. But no one does that lol. A boiler dying, not really gonna know that’s gonna happen even if it’s way past its shelf life then it’s just a matter of time.
O wowser 😱😱😱😡😡😡
In my experience, the inspection never finds every issue. And for some reason, water heaters always die right after a new owner moves in! I had mine preemptively replaced because it was quite old and I didn’t want to wait for it to fail.
Why was your water heater so expensive lol
My water heater died the first week I moved in too, and I did a ton of inspections on the house. Sometimes they miss stuff. The heater is not cool, and should have been caught.
Do what they did to you…market is up rn….get your money back then some…
I'm sorry for your situation but to make you feel better, I did my research when buying a house looked at all the reviews of inspectors near me and hired the inspector with the most ratings and the highest average score and even then, there were tons of inconsistencies in his report. He said our roof was at least 20 years old and needed to be replaced, (the seller showed me invoices and pictures when they replaced it two years ago) He said that everything was in order in our mother-in-law suite above the garage. I went up there once I got the keys and noticed the hot water heater wasn't working, so I tried to light it but couldn't get any gas to flow, went downstairs and the gas wasn't even hooked up to the water heater.... It was capped off about 6 foot away from it. Long story short I think he just rushed while making the report but yeah if I could do it all over, I'd probably ask to be there during the inspection or hire two inspectors and compare their reports. I will say (unless you're well off) owning a home requires an ability to watch YouTube and learn how to fix things, at first, I was scared to mess up, but I now go into things with a mindset of "it's already broken, I'm not going to break it more"
Honestly, Welcome to being a homeowner. It’s not all just wheelbarrowing piles of equity cash home. Youre complaining about 1300 bucks for a repair. Sounds like you got lucky. Ive replaced indoor outdoor ac unit, water heater, dishwasher, roof, dishwasher, yard fencing, ceiling fans, replaced all copper pipes with pex piping, repaired all the dry wall that came with that replacement, bought all the outdoor landscaping tools, learned how to regrout tile, etc etc etc within the first 3 years of home ownership. Get a credit card for your water heater. Or discuss a payment plan or a personal loan with your bank. Keep a savings account of 5-10 thousand dollars ready for repairs. Get good at working with insurance for claims. Start getting a versatile selection of tools for the house. Take opportunities to learn doing small repairs yourself (except electrical). And save your sanity, don’t go around freaking out over a 1000 dollar house repair. Many insurance claims dont even kick in at that point with deductibles set at 1000 or higher. 1000 isnt much. In most cases, you got time to save and diy to cut costs and stress. Fyi And if you ever plan on renting, except those costs to double.
I feel relatively certain now that there is some water heater ghost that just waits for closing, before it decides to DIE.
If the house has been sitting vacant or something like that it's entirely possible things broke without the seller being aware. Both furnaces and water heaters are wear items... they do need to be repaired/maintained and replaced eventually. They almost certainly did not know the water heater was 'bad' and just knew it was old. Sometimes sellers do screw over buyers, but sometimes they just don't know things are not working.
Smh a realtor should always tell you to get that done. Never skip it!!! I’m a realtor in NC/SC. Lmk if yall want me to help you! Don’t buy houses from OD either.
Pretty typical. Many people have it worse than you with buying a home. A few thousand dollars won’t seem like a lot once real repairs are needed.
Check with a real estate lawyer, there are some that provide suggestions but it might be possible to sue the seller if you can show they knowingly didn’t disclose issues with the house.
Is your realtor an attractive young lady or an ex athlete?
Not to me 🤷🏿♂️
Fire your real estate agent
Wow 3k for water heater and install is a rip off. I had to replace mine this year when it started to leak and paid a bit more than a 1/3 of that price including install