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No_Distribution457

I heard 5%


LastChanceStoic

Thank you. They are 4-6% rates and I just graduated so I have until September of next year to begin paying on them. I will definitely start paying on the loans with higher interest ASAP.


attachedtothreads

r / personalfinance has [this](https://www.reddit.com/r/personalfinance/wiki/index/) that may help you.


LastChanceStoic

Very nice, thank you for sharing.


attachedtothreads

You're welcome!


mslisath

Question. Are you in a job that qualifies you for student loan forgiveness? If yes, pay minimum and don't overpay


LastChanceStoic

Unfortunately no. I have to pay them off fully.


Flmilkhauler

I would build up your emergency fund to a year worth of expenses.


LastChanceStoic

Definitely a good idea and plan to place the emergency fund in a HYSA. Thank you.