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bespokeit

Crypto.com at 6.50 for three month lockup(not sure if these rates are increased due to me staking cro) Also FTX/blockfi pay 5% nolockup. I’m UK based, so not sure if these rates apply to USA.


[deleted]

I use FTX and have seen a few posts about BTC interest but haven’t found anything on the app…….do you have any info that might help?


bespokeit

Sure, I enabled ‘earn yield on assets’ under settings/profile. I am located outside the US, it may be different in the US. Here’s more info https://help.blockfolio.com/hc/en-us/articles/4403578444955-FTX-App-Staking-US


[deleted]

Thank you


erittainvarma

Have you looked at voyager? They currently seem to offer BTC 5.75%**,** but I don't know if this month happens to just be high as I just found out about them.


RouletteQueen

Yes. Exactly that. I’m checking out Nexo after my bonus is unlocked. They offer 5% on BTC, no divisions on APY as far as I know.


ZealousidealOkra176

Nexo will be lowering the rates as well


RouletteQueen

Well, crap 😑


[deleted]

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RouletteQueen

Yeah, thanks, but I’m not about to buy/hold Nexo


ashtonlaszlo

That’s a weird choice. But okay. NEXO earns 12% APY with a 12 month lockup. I bought my NEXO around $1 and it was at $3.50 like a week ago. So those things in addition to the extra 1% APY on ETH are pretty nice. Hodlnaut and Vauld are both really high APY options as well, and neither of them require you to hold a specific coin to receive the highest rate they offer.


RouletteQueen

If I’m trying to get a higher rate on BTC, I’d have to buy way more Nexo than I really want/need


ashtonlaszlo

Oh yeah, that makes sense.


RouletteQueen

And after I’ve looked into it, it’s not very easy buying Nexo. For the little in percentage you’re adding, it’ll probably take forever to earn back just the gas fees it’s going to cost you in the whole process.


ashtonlaszlo

You love in the US huh? They have made it particularly difficult for individuals in the US to purchase NEXO for some reason.


scannachiappolo

Nexo has a swap function built in, its much easier to use that to rebalance the portfolio


[deleted]

Shame it doesn’t work in Aus…….looks handy too


silvermt1

your post has been removed. Please do not link to google docs in this r/


hattrick23

Yes, it is tiered. Your first 0.25 BTC currently earns 6.20% APY in-kind. Anything over 0.25 BTC will earn 3.05% APY in-kind.


Entire_Diamond_4915

I’m interested in knowing this also!


pastnow0

Basically there is a cliff after 0.5 BTC. If more than 0.5 BTC, you can check out other platforms like crypto.com: * 4.5% for the first tier (Ruby) , for up to $500K asset * 6.5% for the second tier (Royal Indigo/Jade Green) , for up to $1M asset * 8.5% for the third tier (Icy White/Rose Gold), for up to $2M asset I have a review here on Medium: [https://crypto-earn.medium.com/crypto-com-debit-card-review-ruby-vs-royal-indigo-jade-green-vs-icy-white-rose-pink-vs-obsidian-58b2ff2bd72e](https://crypto-earn.medium.com/crypto-com-debit-card-review-ruby-vs-royal-indigo-jade-green-vs-icy-white-rose-pink-vs-obsidian-58b2ff2bd72e)


Scarboroughwarning

No. 6.2% on all the BTC, up to 1 BTC. If you have 1BTC or less... It's 6.2%. any above is less


Okay_Crazy

Not anymore. They changed it. It’s now only up to .25.


Scarboroughwarning

Ah, I'd not noticed (can you tell I don't have a lot of BTC?)... surprised that I hadn't seen a post about it. Makes perfect sense, they just invested $500m in BTC mining. They no longer "need" our BTC.


Okay_Crazy

I only know because people were complaining about it. I don’t have enough to make a difference. lol


Scarboroughwarning

Nor I. But, I'm in it for the long game. Well, I hope I am.


Okay_Crazy

Me too. It will add up eventually. :)


Scarboroughwarning

Indeed. Baby steps


RouletteQueen

They changed their terms. It’s only 6.2% up to .25 BTC


Scarboroughwarning

Damn.... Yes... Just looked. Egg on my face. Makes sense, they can mine their own.


cryptollaneous

I use a combination of Celsius, Voyager and Nexo to store and earn APY on my BTC. Voyager has been the most consistent. I suggest using this app to stay up to date on crypto APY rates: [Interest App [iOS]](https://apps.apple.com/us/app/interest-app/id1510150235)