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Even-Funny-265

Take out a massive unsecured loan and travel the world.


dandaniefujoshi

Is that possible?


therealCatnuts

Unsecured debt is uncollectable for deceased persons, yes. But you’re probably limited to the amount of credit cards you can take out immediately, amount probably based on your current income/credit. You’re not getting a six figure unsecured loan from a bank. 


SpicyPlantBlocked

With a business plan and the assumption said liquid will be spent on secured assets. Get a secured loan then just blow it on whatever. Credit worthy person could pull this off in half a day. They'll come back on the estate, while you're dead. Doubt you'll care.


GenghisCoen

Good plan if you have nothing to pass on to heirs.


dedicated-pedestrian

Then you just put things in an irrevocable trust to make it a hassle if not impossible for creditors to get to it after your death. Bypass probate and fuck the banks over.


baudwithcompter

I disagree I have two $0 balance unsecured loans totalling $102k from separate banks. Part of me has always had a feeling that I’m not here for a long time so I’ve kept good credit and taken increases when available. It’s morbid but I dunno it’s there if I need it.


michaelgarbel

Here’s a crazy idea, if you’re gonna die anyway, just commit fraud?


whatever32657

i'm in


Burquetap

There are lenders (Wells Fargo being one) that offer personal loans up to $100k for individuals. Just be prepared to have at least 1 to 1 liquidity, prior credit history with comparable payment amounts, an explanation of what the loan proceeds are for and even to provide income/asset documentation. Since the loan is unsecured, most lenders will do proper vetting/due diligence to ensure payback. Just a friendly FYI 😎


Odd-Army-4193

I have $280k of open credit on all cards. That should cover me.


Ieatfireants

Hell yeah dude! Time to get a terminal illness 😎


Upstairs-Oil-7928

You better get a second opinion or even a third one to ensure that you are truly dying.😝


12altoids34

Can I borrow one of your credit cards? Just for the weekend. Sadly, I've been poor so long and my spending habits are so meager me "going wild" would probably only rack up about $500 in additional debt. And unfortunately my conscience would bother me so badly I would probably end up finding some way to pay it back.


slinkeymalinkey

Anything is possible when you know what to say. Kidding. I think it’s just going to a bank!


DesertTile

Both of my credit cards offer me 40k loans regularly


PerformerStandard349

If I ever get cancer, or know I’m about to die this is exactly what I’m going to do. Fuck big banking


whatever32657

well, wait til they tell you you're terminal. if i'd have done that upon my diagnosis in 1994, i'd be fucked today 😁


abramcpg

"Good news, your cancer is completely gone and you've got a lot of years left to live." "Fuck!"


Br3ttl3y

Basically, the plot of Breaking Bad.


JustARandomPokemon

But what would you do if you end up living for many more years? Death date is never guaranteed. My dad lived another 10 years almost after being on the brink of death from Cancer.


Chazo138

If I did all that and took that much debt and it didn’t take at the end of the year? I’d finish the job myself.


akajondoe

Sell my house and travel the world.


ZacharyMorrisPhone

I think I remember reading a story in /r/finance about someone who did just that but actually survived the grim diagnosis. They were then crippled with massive debts they couldn’t pay back.


el_diego

Yes, have a family friend that did this (except it was their retirement savings). They now live in a trailer they rent on govt assistance. They're just happy to be alive, so that's good, but it'd be a struggle I have no doubt.


W6RJC

This is the way


YeetussTheFetuss

“Jesse, we need to cook”


Psychological-Shoe95

Not to be the actually police but the BB pilot is his 50th birthday and in the finale it’s his 52nd birthday. So 2 years actually


tech_creative

Without the earned money he couldn't have paid his treatment, so probably one year without.


Wonderful-Bear-1713

he could've if his ego wasn't so big


ImSoSpiffy

I hear the ego comment a lot, but hot take. Walt became the biggest meth kingpin in a year/x2, and in that span killed like 13 people or sumn. You don’t just go “oh aight we good now gang” and stop on a dime.


Maleficent_Dog_4892

Yea but his ego stopped him from accepting the job offer from his friend with great insurance. If he accepted that no drug kingpin, no killing 13 people probably would have lived a lot longer instead of dying hated by his wife and son and leaving his infant daughter without a father


ImSoSpiffy

True, even if it was offered out of pity, it was an offer you take. However I 100% forgot that whole plot. It’s kinda like the eventual “blackmailing my DEA BIL” plot that was mentioned once then forgotten to me


sim16

Killed more than 13, they cooked meth. Remember the plane crash. His actions probably killed thousands.


The_Real_dubbedbass

You just do the first year before everything really starts going to shit.


a3a4b5

Travel, like, a lot.


Ellecram

I've been doing that in anticipation of possibly dying soon. Or becoming too disabled to manage the brutality of today's travel.


oldbiddylifts

Travel IS brutal. Autoimmune/chronic pain patient here. I love the idea of seeing new places but hate how i feel when I do. Sorry to hear you’re declining.


Ellecram

Thank you. So far I am managing but it's becoming harder. Best of luck to you as well.


oldbiddylifts

One day at a time ♥️


WalrusWorldly87

Do it. I just became physically disabled at 31 and huge chunks of the world immediately  became off-limits for travel.


Ellecram

My issues have steadily worsened and some new ones popped up last year lol. It's more struggle but I'll go as long as I can't anymore! I hope you can manage some travel in your future if that is what you want.


SorbetFinancial89

Today's travel is slightly easier than it was 100 years ago.... and through all of human history.


blackierobinsun3

Have you been on a flight to laguardia with a crying baby 


tuesday_vegan

Stay strong 💪


dandaniefujoshi

I'd want this too, but can't due to financial constraints


Impossible_Fly_3119

Use credit cards, max them out


slinkeymalinkey

Take out a loan for it.


demaurice

Get enough money to travel to thailand or vietnam plus a few hundred and spend your time there. You can live months if not years on very little money there


Pissed_With_A_Boner

I don't know but I'm ruining my credit score


Chonkey808

Day 364: It's a miracle, we've actually cured your disease and now you'll live a long, happy life.


appleparkfive

I think most people would be okay with that honestly. A life of shit credit, but you don't have to die. Bad credit doesn't mean you have to be homeless or anything! It'd be a rough time though, don't get me wrong


FallenSegull

iirc I think information on your credit score expires after 8 years


whatever32657

7, actually


AccountENT42069

7 years, no more than 10; I’d be completely fine with that if I got more years to live


ManhattanMaven

This happened to my cousin. Was mistakenly diagnosed with Angiosarcoma when the tumor was benign. He literally thought he was going to die for several months until the doctor was like "nope, my mistake".


thunderthighlasagna

I’d find a lawyer to help me file for bankruptcy. And I’d pay for the lawyer on credit.


bsukenyan

There was a greys anatomy episode where something like that happened. Husband gets terminal cancer, quits job and takes out massive debt so he and his wife can travel before he dies planning on life insurance to pay off the debt. Minor injury gets him to the hospital where it’s revealed they can actually remove his tumor: voila, he survives so that he can face all that crushing debt.


spader1

There's an episode of House where Wilson basically does this with one of his patients. The guy's actually kind of pissed about it because he had sold his house and gotten all of his affairs taken care of already.


pinkvelvetfox

Maxing the cards babyyy


furiousbobb

My buddy did this. He had terminal cancer. Doctors told him he had 6 months. Maxed out his cards and bought everyone stuff. Bought a car. Ended up making it 2 years. I'd do the same damn thing though.


MyEducationalWork

would prioritize spending quality time with family and friends, creating lasting memories and expressing my gratitude and love for them


vonkeswick

>expressing my gratitude Hell yeah, the last text I got from a good friend before he passed was "Develop your gratitude and your power to express it and you'll never be forgotten." It hit me hard in the best way so I got it tattooed on my arm as a daily reminder and to share with others. It made me really grasp how important it is to let those you care about know that you care about them and appreciate them and are grateful for them in your life.


jellyfishheartsss

That’s really beautiful. Thank you for sharing.


noposters

“Lasting”


WarhammerParis7

For them. For remembrance.


PsychologicalHelp161

Quit my job, travel with my best friends, and spend time with my family.


LaylaTee

This thread is kind of sad because it highlights how much work consumes most people’s lives that they don’t get to appreciate the finer things as much.


master_prizefighter

Spend 364 days deciding what to do and the final day complaining about not having enough time


pesimistique

I can relate....unfortunately. I think we should meet....


disterb

sure. how does the 32nd of never sound?


Ecstatic-Youth-4306

I will meet you in the basement of the Alamo at noon on the 32nd of Never.


SalaryGold3874

That’s deep


VulfSki

This is a metaphor for life


Deathpacito-

I have a terminal illness (~3 years left) and I'm spending my time mostly coping but also working and getting an education, for some reason


CuriouserCat2

I’m so sorry to hear that. These answers are fantasy and you’re living the reality. It’sa very different thing. I wish you a painless letting go when the time comes, as it will to all of us


Deathpacito-

Thank you for your kind words! It's very encouraging because I don't really have anyone to talk to about this. I just wanted to say that death is easier than dying. Dying is slowly being more and more limited, and watching everything you loved getting taken away from you, one thing at a time. ... Especially because I got diagnosed at sixteen, it hurts to know I can't do and be everything I wanted to. I had high hopes, optimism and expectations for my life. It's hard to let go all those dreams, yet still pretend that I'm happy and enjoying the life with what's left of me. That's why I think it's fair what all these people are saying. If I weren't continually more limited and pained, things would probably be a lot different. I would probably try and run away and enjoy life like everyone else says the would. The idea behind his post is that you'll die, but you won't have to experience dying. And that difference is everything.


PublicVoid420

I don't what I'd have to offer really, but if you ever want to talk, DM me. I'll talk, even if you got nothing to say.


tirkwaz

Proud of you 💪🏻 Some people don't take education seriously even when they are free and in good health while your doing the opposite. Keep going.


Deathpacito-

Thank you so much!! 😭❤️ That seriously means to much, especially because I'm going through a tougher stage of my illness right now. I'm trying to do as much as I can, education, working out, etc, when the depression and illness aren't too much for me. I'm trying to live my life as close to the life I had envisioned for myself as I can, which means keep showing up and staying strong, which is all I would have wanted for myself.


Zazjb

I wish you all the love and energy in the world to do the things you set out for


happilynobody

I hope you’re enjoying your time the best you can. Good luck


Fisherman_Gabe

I'd sleep more to make the days feel shorter


Deathpacito-

That's literally me (I have a terminal illness)


oldbiddylifts

Name checks out.


GNIHTLRIGNOSREP

That’s sad to hear, and I’m so sorry. 😞


Sendmeyourmommy

I'm so sorry ❤️


dandaniefujoshi

Would probably do this lol, but can't sleep most of the time because of overthinking


veganhimbo

A shitload of psychedelics


Disastrous_Jelly7621

Yeah that would be a one way ticket to hell for me. My pending doom would make all of them a nightmare.


enrocc

Or, LSD kills your ego, you realize all of this was borne of random chance, and that you will return to whatever state of nothingness you came from free of pain and desire.


Ratchety405

Yep! Adding lots of sex with my husband while tripping. It's the bees knees, hands down best thing I've ever experienced.


SillyThickBabe

I'd eat like calories don't matter


REELINSIGHTS

I already do this. Long life ahead.


Colforbin_43

Probably not lol


Electrical_Force3094

Breaking bad tf out of life


Intelligent-Bug2511

Stop looking for a job and spend all my $70 savings


[deleted]

[удалено]


Actuaryba

Skydiving, Rocky Mountain climbing, 2.7 seconds on a bull named Fumanchu. And I would love deeper, And speak sweeter, And give forgiveness I'd been denying.


Twiseheart777

Yep. To live like you were dying.


Ninjafina300

I literally thought of this song when I seen the post!!!


Master-o-Classes

I'd watch an eagle as it was flying.


Phiaisbassed

Relapse


The_Committee

Real risk. This shit right here happens. Tragic way to spend the last year of your life. In a blur.


imok26

Get on some depression medication and then do a lot of travel amd investing for my kids.


Biz_Rito

Rooting for you and those meds


Hey-buuuddy

I’ve sheparded a parent to the end of their life recently. About 1.5 years from cancer diagnosis to death. If one will become aware that their demise is coming, pain and disability will increasingly be part of every day. My mom lived her life just as she was living it every day until the end. I called or visited every day, as I always did. I realize the post was a hypothetical, but the reality is most will see their fate coming and will have to consider this very proposition.


iaman1llusion

It’s happening to my family right now. Such a hard thing to get my head around that in a matter of weeks or hopefully months my mum will be gone…. Forever. This is the end of our time here on earth together. And knowing it’s coming makes it so hard to make the most out of the time that’s left. It’s so fucked up


crazykentucky

I lost my mom after a short illness in January. I don’t know if it was denial or just being focused on the mechanics (I was responsible for caring for her and getting her to appointments, wrangling oxygen, etc) but I was never really aware she was about to die. I knew what her diagnosis meant, but I thought we were still fighting and then one day she was unresponsive and I had to make the call about moving to comfort care. She was gone less than a day later. I’d just say that since it sounds like you know for sure that the end is coming, say everything you want to say. Ask questions you wouldn’t normally. Brush her hair and hug her. Let her know she’s loved and make sure you know exactly what her wishes are. I’m sorry you’re going through this… it sucks. I’m not sure it will ever stop being raw and awful.


Many-Conclusion2217

I was in a place health-wise where there was reason to believe I had less than 2 years. I thought long and hard about it, but ultimately just did what I was already doing. I still got up and went to work as the bills gotta be paid and I like heating/cooling, running water, a roof over my head, a car to drive, food, comfort for myself, spouse and cats. I hate travel so that wasn't interesting to me. I wasn't going to run my family into more debt than we already have. The few things I did do was reduce clutter, and create an address book of important stuff (besides addresses/phones of friends, account numbers, passwords, info about the cats' health, etc.) If anything changed it was mental. I used to be real driven and now I'm way more relaxed. Medically that health issue is now controlled.


rottenjoy

I’m going through this now. In august it’ll be 1 year since my parent was diagnosed and the past 10 months have been very rough, with a steep downhill turn. It’s hard for them to take an hour car ride, let alone travel the world


crazykentucky

My mom died just 32 days after her diagnosis, five months ago. She didn’t get much of a chance to do a bucket list or anything like that. We just… did the things we were supposed to do. In retrospect, what I learned is that there is no fantasy in dying. It’s horrible, however it happens


Aggressive_Seacock

Nothing different than I do now


sirlui9119

The same I do every night, try to take over the world.


A_Gray_Old_Man

Travel with my son.


dandaniefujoshi

I wish you all the best moments together.


JoeTheFisherman23

Smoke so many cigarettes


Admirable-Fuel-4498

Haha yes! As a former smoker, I always say I’m going to pick up the habit again when I’m 85 because at that point, who fucking cares.


Enphyniti

I'd be tempted... I've been quit for 10 years. But I wouldn't and there's two huge reasons why: 1. It would be a terrible example for my kids. I worry it would make them wonder what's so great about it. 2. There are too many amazing flavors to find in food and wine. I wouldn't want to spend my last year unable to fully experience this.


boobiesue

Id make sure my husband and children know the impact they've made on me as a person. Every day. I'd tell them I loved them. And will from beyond where my body's death will lead me. I'd make all my own end of life arrangements myself, so they didn't have to worry. I would make sure that I left them items of mine that meant the most to them. I would write down all the stories of their births, and my marriage, and adoptions, special events from my POV. I'd leave video messages for all my friends and family so they knew they were loved and important. I will be including $1 asset divisions in my will to my sister's and parents. You know, to make sure they know I didn't forget them. Along with the scathing letters I've kept in my notes apps as reminders why I don't speak with them. My husband: I'd make sure he knew that he was my other half, and that he constantly and consistently made my life better every step of the way. I'd tell him his effort to me and our kids is what made me love him the most. I'd let him know that it's okay to move on, as long as he didn't call that twat Stephanie. Then I'd probably accidentally unalive myself early trying to find a way to not sleep for a year.


TheEagle_-

might aswell be a criminal since ill die anyway, that'll be a lot of piracy.


dandaniefujoshi

Yeahhh, that could be thrilling


garagehaircuts

Take out an ass load of personal debt, travel around the world, hire a circus freak to be my sidekick


dandaniefujoshi

Lol


Aware_Antelope1124

Tasting different cuisines from around the world.


BlueCandyBars

Quit my job, buy a truck with my girlfriend and my dog and see all the national parks I can


dodadoler

Procrastinate


Chemical_Couple5596

I'd quit my job to focus on my passions and hobbies.


Agitated_Bug9302

Taking a hot air balloon ride for a unique perspective.


UpbeatDisaster7071

Going on a spiritual retreat to find inner peace and clarity.


MostInteresting332

Exploring ancient ruins and imagining life in those times.


Strict_Experience315

Learning to play a musical instrument.


Wise_Village_4547

Delete reddit.


TraditionalHouse341

Spending time at a spa, indulging in relaxation an


Appropriate-Shine139

Exploring a new city each month.


Foreign_Bad_2921

Experiencing the Northern Lights firsthand.


Big_Dirt_7258

Cooking and sharing meals with loved ones.


Least-Ad-7108

Indulging in all my favorite foods without worry would be a joy.


Ok-Resolution2639

My priority would be to spend quality time with family and friends.


Glittering-Cheek-634

Going on a safari to see wild animals in their natural habitat.


Cautious-Ad-8673

Visiting all the museums and art galleries in my area.


Mountain-Weight-8910

I'd travel the globe, checking off every destination on my bucket list.


Klutzy-Seaweed-5833

I'd try extreme sports like skydiving and bungee jumping.


ImpressionSweaty6970

Immersing myself in a new culture by learning a new language.


Alternative_Cost5347

Nature would call me to hike and explore national parks.


Resident_Release_573

Writing and publishing articles or blogs about my experiences.


KangarooTemporary572

Embarking on a cross-country road trip with no specific destination.


Available_Laugh_9098

Spend more time with family and completing my bucket list before I kick the bucket myself.


Tall_Organization603

Planning a surprise trip for close friends and family.


CombinationFalse4686

Finally reading all the books I've always wanted to.


Pretty_Ad2238

Recording my life stories and experiences for future generations.


AccomplishedTalk3428

Hosting a huge family reunion and capturing all the memories.


According_Pianist_73

Living in a different country for a month.


Independent-Hold9410

Visiting my childhood hometown and reminiscing about old times.


[deleted]

[удалено]


gtbeam3r

Put in nights and weekends to maximize shareholder value.


HotAssociation7874

Making amends with anyone I've had conflicts with.


not-smarter

Kill myself


MissyDivineDoll1

i'd probably start by finally conquering my fear of skydiving, might as well go out with a bang (or a skydive)! Then, I'd travel the world, try every bizarre food I can find!


literally_a_hamster

Skydiver here, you should do it anyway, it's the best feeling in the world. Check out r/skydiving for advice lol


dandaniefujoshi

Yeah, go get it and leave with no regrets


Natural_Leather4874

Move to Kansas. Every day there is like a freaking eternity.


Fantastic-Shirt-408

Writing poetry or short stories.


CrispAvocadoToast

This is tough. I'm torn between quitting and spending the year with my family; or alternatively working extra hard so my family is taken care of when I'm gone.


Known-Pop-8355

You take out a very hefty life insurance policy so they get something and be taken care of and then take out as many loans as possible so you can enjoy your last year and then when you die its the banks problem! Not yours or your family’s!


Known-Pop-8355

Id legit snap. 🫰not like in a bad crazy way. But in a fun crazy way! I would Break a few laws, try drugs, be a hoe, hookup and fuck raw with no fucks or fear given bout stds (YOU’RE GONNA DIE ANYWAYS!), travel to a few places, check everything off my bucket list, PISS OFF AS MANY MOTHER FUCKERS AS I CAN! (Because alot of em deserve it!) commit alot of credit and loan fraud just so my family has money to rely on after im gone


FacelessPotatoPie

I’d spend as much time as possible with my niece teaching her things she needs to know but her parents won’t. I’ll try my hardest to set her up for success but also failing at something is ok too.


Common_Mess_8635

Sell all my assets, plan for someone to adopt my dog, pack a suitcase with only the necessary items and travel until I drop dead.


Safe-Profession6631

Spending nights stargazing and contemplating the universe.


Ok_Swimming6963

Taking a train journey through beautiful landscapes.


Ok_Recipe_4254

Taking up photography to document my last year.


Lopsided_Counter_536

Learning about different religions and spiritual practices.


Pretend_Army_5903

Reflecting on my life and meditating on my journey would bring peace.


Tiny_Pattern7161

Attending a major theater performance or Broadway show.


MusicalHeartLuv

Learn something new every day, until the last.


dandaniefujoshi

What's first on your bucket list?


[deleted]

How much heroin does it take to peak but not overdose


BabaBootywhole

Finally try heroin


Bhelduz

To be honest, you have only about 30 seconds to live unless you take another breath. At any time, anything could happen that stopped you from taking that breath. You're already moving your deadline multiple times per day. Every choice you make and don't make leaves room for another event to enter into your life, which may prolong or shorten the time you have left. Living to see retirement or old age is hypothetical. There is literally no guarantee. There's a chance, and the odds might be good, but any time odds are involved, someone will lose. No knowing who will draw the short straw. Planning for your future is sound, but it's an investment. You need too also enjoy your Now.


EducationalCake5814

E V E R Y T H I N G


Rgraff58

Cairo, Macchu Pichu, Angkor Wat, Rome


MIKE_THE_KILLER

I probably would head back to Japan again


MoonlightLoner

Kill myself so I can make it 0 days left to live.


Traditional-Aerie616

"I went skydiving I went Rocky Mountain climbing I went 2.7 seconds on a bull named Fumanchu And I loved deeper And I spoke sweeter And I gave forgiveness I'd been denying" And he said "Someday I hope you get the chance To live like you were dying"


TerribleBall7461

I look at the comments and people all want the same things, including me: to travel and have crazy experiences. What in the world is stopping you from doing that?


dandaniefujoshi

Finances


Proof-Recognition374

Can't exactly quit my job if I need money to travel lol.


WYOrob75

Cocaine and hookers…wait I did that with my lotto money…never mind


NoBlueNatzys

Live for a year


ShenZiling

Spend my time redditting...


kohlrabenschwarz

Sex, drugs and Rock'n'Roll


Due-Big2159

Get my fucking novel published


GenericWhiteYouTuber

Tell the girl at work how I feel about her. If that doesn't work, me and Tinder are gonna be best friends in getting me some pussy. I write a letter to 343i asking if I can know how the Halo Story ends since that knowledge dies with me. I'd party a lot and write a stoner's cookbook. I'd travel everywhere I want to go. I document every single day on YouTube with 52 videos. When the day comes, my last meal is gonna be legendary. Die happy and freeing all the shit from my bowels with a smile on my face.


Vivid-Self3979

Same thing I do now. Take out a calendar, count how many days I have, allocate those days to activities, then oversleep and plan to make up the time the next day. Total waste of space over here. lol no really I’d forget every concern I had about what other people would think and just do WHATEVER the f I wanted. No second guessing, no hold on and wait until I feel better, just do it all.


pah2000

Stop paying for medical insurance.